913 N River Ave, Toronto, OH 43964 Property Records

Jefferson County property record for 913 N River Ave, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1956
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02480-000`

Property Details

APN / Parcel Number

Primary APN	`19-02480-000`
Alternative APN	`02480`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	913 N RIVER AVE
City	TORONTO
State	OH
Zip	43964-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-4-19 25 142-B LAND .12A MAP-19-0400-03600
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1010
Census Tract	11200

Owner

913 N River Ave is owned and occupied by an individual who acquired it in July 2010.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	913 N RIVER AVE, TORONTO, OH 43964-1629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 10, 2018	Transfer on Death Deed, Transfer
Sep 26, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2010
Transfer Doc	918/665
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	913 N RIVER AVE, TORONTO, OH 43964-1629
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1329/403
Date	Oct 10, 2018
Book Page	1329/403
Instrument	337623

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Credit Union
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON OH
Recording Date	Oct 10, 2018
Property Address	913 N RIVER AVE, TORONTO, OH 43964-1629
Document Number	1329/596
Book / Page	1329 / 596
Instrument Date	Sep 21, 2018
Instrument	337655
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 N RIVER AVE, 913, TORONTO, OH 43964-1629

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON OH
Recording Date	Sep 26, 2018
Property Address	913 N RIVER AVE, TORONTO, OH 43964-1629
Document Number	1327/526
Book / Page	1327 / 526
Instrument Date	Sep 21, 2018
Instrument	337207
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 N RIVER AVE, TORONTO, OH 43964-1629

Tax Assessment & Valuation

The 2025 property tax bill for 913 N River Ave was $1,281 with exemptions applied.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$42,112 (-) Land $3,864 Building $38,248
2024	$1,281.00 Homeowner's exemption Senior Citizen's exemption	$42,112 Land $3,864 Building $38,248	$120,320 Land $11,040 Building $109,280
2022	$2,126.00 Homeowner's exemption Senior Citizen's exemption	$31,826 Land $3,255 Building $28,571
2021			$90,930 Land $9,300 Building $81,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 N River Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2004)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 N River Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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