913 Middle Rd, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 913 Middle Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1850
Lot Size	23.8 acres (1,036,728 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2006)
Tax Bill	$6,247 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355600 111.00-05-30.2`

Property Details

APN / Parcel Number

Primary APN	`355600 111.00-05-30.2`
Alternative APN	`560011100000050302000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	1,036,728 sqft (23.8 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	569 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	913 MIDDLE RD
City	OSWEGO
State	NY
Zip	13126-6162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 79 109-011-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	5
Legal Lot Number	30.200
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	2
Census Block	2049
Census Tract	21504

Owner

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	913 MIDDLE RD, OSWEGO, NY 13126-6162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2006 · Amount on Record
Deed Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	2006R-2006-016075
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	913 MIDDLE RD, OSWEGO, NY 13126-6162
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MIDDLE RD, OSWEGO, NY 13126-6162

Mortgage

Document Number	0000005572
Date	May 17, 2021
Instrument	R-2021-005572

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	913 MIDDLE RD, OSWEGO, NY 13126-6162
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11179 WOODRUFF RD, WOLCOTT, NY 14590-9541

Mortgage

Document Number	0000009653
Date	Sep 6, 2022
Instrument	R-2022-009653

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	913 MIDDLE RD, OSWEGO, NY 13126-6162
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MIDDLE RD, OSWEGO, NY 13126-6162

Mortgage

Document Number	0000006852
Date	Aug 8, 2023
Instrument	R-2023-006852

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	913 MIDDLE RD, OSWEGO, NY 13126-6162
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MIDDLE RD, OSWEGO, NY 13126-6162

Mortgage

Document Number	0000002872
Date	Apr 21, 2025
Instrument	R-2025-002872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,247.00 (+22.92%)
2025	$5,082.00	$154,000 (-) Land $38,000 Building $116,000	$256,667 (+13.33%) Land $63,333 Building $193,334
2023		$154,000 Land $38,000 Building $116,000	$226,471 Land $55,882 Building $170,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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