913 Mesquite St, Gainesville, TX 76240 Property Records

Cooke County property record for 913 Mesquite St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,492 sqft · built 1997
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on File
Last Sale	$362,842 (Sep 2026)
Tax Bill	$10,826 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2176-128-00017`

Property Details

APN / Parcel Number

Primary APN	`2176-128-00017`
Alternative APN	`54107`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,492 sqft Living Area
Gross Area	4,188 sqft
1st Floor Area	3,492 sqft
Exercise Room	Exercise Room
Study	Study
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,402 sqft (0.239 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2176-128-00017
Street Address	913 MESQUITE ST
City	GAINESVILLE
State	TX
Zip	76240-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEK THE; BLOCK 28; LOT 17
Legal Subdivision	CREEK THE
Legal Block	28
Legal Lot Number	17
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

913 Mesquite St is owned and occupied by two individuals who bought it in September 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · Conventional Mortgage APEX FUNDING
Jun 6, 2022	Intrafamily Transfer, Transfer
Apr 4, 2022	Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Apr 4, 2022
Deed Document Number	20267015
Deed Book / Page	2809 / 56
Prior Transfer Date	Jun 3, 2022
Prior Transfer Doc	002516/417
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Sep 16, 2026
Property Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746
Document Number	0000007015
Book / Page	2809 / 56
Instrument Date	Sep 14, 2026
Instrument	20267015
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746

Mortgage

Document Number	0000007016,
Date	Sep 16, 2026
Book Page	2809/60
Instrument	20267016

Lender

Name	APEX FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Jun 6, 2022
Property Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746
Document Number	002516/417
Book / Page	2516 / 417
Map Reference	CAB A SL 68
Instrument Date	May 25, 2022
Instrument	2022-5060
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 37, COLLINSVILLE, TX 76233-0037

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 4, 2022
Property Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746
Document Number	002499/238
Book / Page	2499 / 238
Map Reference	CAB A SL 68
Instrument Date	Mar 24, 2022
Instrument	2022-2891
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30445 HIGH VIEW RD, HENNING, MN 56551-9341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MESQUITE ST, GAINESVILLE, TX 76240-3746

Tax Assessment & Valuation

The 2026 property tax bill for 913 Mesquite St was $10,826 with exemptions applied, up 206.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,826.00 (+206.08%) Homeowner's exemption Senior Citizen's exemption	$517,462 (-) Land $55,000 Building $462,462	$517,462 (-) Land $55,000 Building $462,462
2025	$3,537.00 (-16.7%) Homeowner's exemption Senior Citizen's exemption	$517,462 Land $55,000 Building $462,462	$517,462 Land $55,000 Building $462,462
2024	$4,246.00
2023		$444,384 Land $55,000 Building $454,367	$509,367 Land $55,000 Building $454,367
2022	$6,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Mesquite St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Mesquite St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Element8.

Nearby Properties on Mesquite St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures