913 Melvin Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 913 Melvin Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 7,408 sqft · built 2018
Lot Size	7.53 acres (328,442 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Jan 2015)
Tax Bill	$17,387 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-000-09727700`

Property Details

APN / Parcel Number

Primary APN	`02-000-09727700`
Alternative APNs	`200009727700` `00009727700`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,408 sqft Living Area
Gross Area	8,214 sqft
1st Floor Area	3,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	328,442 sqft
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	860 sqft
Porch	Open Porch
Porch Area	705 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	300 sqft
Stable	1,271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00009727700
Street Address	913 MELVIN RD
City	ANNAPOLIS
State	MD
Zip	21403-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	7.54 ACRES ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Dec 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SEVERN SVGS BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2015 · Amount on File
Deed Sale	Jan 27, 2015 · Amount on File
Prior Sale	Jul 28, 2006
Deed Book / Page	28009 / 51
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327010262
Date	Dec 3, 2018
Book Page	32701/262

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327450420
Date	Dec 18, 2018
Book Page	32745/420

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359150055
Date	Jan 11, 2021
Book Page	35915/55

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 27, 2017
Property Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Document Number	0315030408
Book / Page	031503 / 000408
Instrument Date	Oct 13, 2017
Transaction Type	Construction Loan
Record Updated	Nov 29, 2017
Title Company	RAILWAY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	913 MELVIN RD ANNAPOLIS MD 214031315, ANNAPOLIS, MD 21403-1315

Mortgage

Document Number	315030408
Date	Oct 27, 2017
Book Page	031503/000408

Lender

Name	SEVERN SVGS BK FSB
Type	Federal Savings Bank
Address	200 WESTGATE CIR # 200, ANNAPOLIS, MD 21401-3377

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,204,900 (+33.86%) Land $299,900 Building $1,905,000	$2,204,900 (+33.86%) Land $299,900 Building $1,905,000
2025	$17,387.00 (+10.06%)
2023	$15,798.00 Homeowner's exemption	$1,647,200 Land $299,900 Building $1,347,300	$1,647,200 Land $299,900 Building $1,347,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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