913 Main St, Cold Spring, MN 56320 Property Records

Stearns County property record for 913 Main St, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1977
Square Footage	1,120 sqft Living Area
Lot Size	11,745 sqft (0.27 acres)
Garage	Detached, 1,224 sqft
Occupancy	Owner Occupied
Tax Bill	$2,310.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29206-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,120 sqft Living Area
Gross Area	1,344 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1977
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,745 sqft (0.27 acres)
Depth X Width	145 ft x 81 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,224 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	913 MAIN ST
City	COLD SPRING
State	MN
Zip	56320-2147
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 2 LESS E50' & LT 3 LESS W 10' BLK 2 BACKES 4TH ADD SECTION 22 TOWNSHIP 123 RANGE 030 BACKES 4TH ADD SECTION 22 TOWNSHIP
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	BACKES 4TH ADD
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2041
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29206-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	913 MAIN ST, COLD SPRING, MN 56320-2147
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 18, 2026
Property Address	913 MAIN ST, COLD SPRING, MN 56320-2147
Document Number	0001713230
Instrument Date	May 08, 2026
Instrument	20261713230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MAIN ST, COLD SPRING, MN 56320-2147

Mortgage

Document Number	0001713230,
Date	May 18, 2026
Instrument	20261713230

Lender

Name	STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 05, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,310.00 (+1.67%)	$220,200 (+4.41%) Land $45,300 Building $174,900	$220,200 (+4.41%) Land $45,300 Building $174,900
2025		$210,900 (+2.13%) Land $42,400 Building $168,500	$210,900 (+2.13%) Land $42,400 Building $168,500
2023	$2,272.00	$206,500 Land $42,400 Building $164,100	$206,500 Land $42,400 Building $164,100