913 Madison Ave, Norfolk, VA 23504 Property Records

Norfolk City property record for 913 Madison Ave, Norfolk, VA 23504

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,220 sqft · built 1978
Lot Size0.046 acres (1,999 sqft)
OwnerIndividual Name on File
Tax Bill$2,103 (2026)
Deeds & MortgagesSep 2026 Mortgage
Apr 2021 Refinance
+ 1 more
APN45520900

Property Details

APN / Parcel Number

Primary APN45520900

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,999 sqft (0.046 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address913 MADISON AVE
CityNORFOLK
StateVA
Zip23504-3919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDMU3
Legal Description18 - SPARTAN VILLAGE SEC 3
Legal SubdivisionIII SPARTAN VILLAGE
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1008
Census Tract4300

Owner

913 Madison Ave is owned and occupied by an individual who acquired it in June 2005.

Source: Norfolk City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address913 MADISON AVE, NORFOLK, VA 23504-3919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Apr 29, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 27, 2005
Transfer Doc0000026196
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Recording DateSep 11, 2026
Property Address913 MADISON AVE, NORFOLK, VA 23504-3919
Document Number0000017737
Instrument DateSep 11, 2026
Instrument202617737
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 MADISON AVE, NORFOLK, VA 23504-3919

Mortgage

Document Number0000017737,
DateSep 11, 2026
Instrument202617737
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address913 MADISON AVE, NORFOLK, VA 23504-3919
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210011545
DateApr 14, 2021
Instrument210011545
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address913 MADISON AVE, NORFOLK, VA 23504-3919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190007578
DateApr 29, 2019
Instrument190007578
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 913 Madison Ave was $2,103, up 17% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,103.00 (+16.96%)$168,300 (+16.96%) Land $50,000 Building $118,300$168,300 (+16.96%) Land $50,000 Building $118,300
2025$1,798.00$143,900 Land $31,500 Building $112,400$143,900 Land $31,500 Building $112,400
2023$1,543.00$123,500 Land $31,500 Building $92,000$123,500 Land $31,500 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 913 Madison Ave; there have been 29 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims29 (1987–2016)
Claims Outside the SFHA23 of 29
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 913 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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