Jefferson County property record for 913 Live Oak Cir, Fairfield, AL 35064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,987 sqft · built 1979 |
| Lot Size | 0.31 acres (13,490 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,514 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-00-22-1-001-018.000 |
| Primary APN | 30-00-22-1-001-018.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Gross Area | 3,946 sqft |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 1,959 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,490 sqft (0.31 acres) |
| Lot Dimensions | 168 ft deep x 163 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19182 |
|---|---|
| Street Address | 913 LIVE OAK CIR |
| City | FAIRFIELD |
| State | AL |
| Zip | 35064-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 BLK 9 GLEN OAKS HILLS 2ND SECT 20/79 |
| Legal Range | 04W |
| Legal Township | 18S |
| Legal Section | 22 |
| Legal Subdivision | GLEN OAKS HILLS 2ND SEC |
| Legal Block | 9 |
| Legal Lot Number | 17 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13400 |
913 Live Oak Cir is owned and occupied by an individual who acquired it in July 2022.
Source: Jefferson County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION |
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jul 28, 2022 | Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL |
| Dec 13, 2017 | Loan Modification, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Dec 13, 2017 | Loan Modification, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 |
| Deed Sale | Jul 28, 2022 |
| Prior Sale | Jul 28, 2022 · Amount on File |
| Deed Document Number | 202281451 |
| Prior Transfer Date | Jul 11, 2022 |
| Prior Transfer Doc | 0000081451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000049297 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023049297 |
| Name | AMERICAS FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000080913 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021080913 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 28, 2022 |
| Property Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000081451 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022081451 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000081452 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022081452 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000004642 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 913 LIVE OAK CIR FAIRFIELD AL 350642829, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000004642 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 4642 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 913 LIVE OAK CIR, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000005020 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 913 LIVE OAK CIR FAIRFIELD AL 350642829, FAIRFIELD, AL 35064-2829 |
| Document Number | 0000005020 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 5020 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 913 Live Oak Cir was $1,514, up 0.9% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Fairfield City |
| Unified School District | Fairfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,514.00 (+0.93%) Homeowner's exemption | $21,040 | $210,300 Land $41,400 Building $168,900 |
| 2024 | $1,500.00 | ||
| 2023 | $19,380 Land $3,290 Building $16,090 | $193,800 Land $32,900 Building $160,900 | |
| 2022 | $1,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Live Oak Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (2009–2025) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Live Oak Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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