Ramsey County property record for 913 Laurel Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,328 sqft · built 1900 |
| Lot Size | 0.122 acres (5,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2020) |
| Tax Bill | $8,004 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-21-0090 |
| Primary APN | 02-28-23-21-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 5,292 sqft (0.122 acres) |
| Lot Dimensions | 108 ft deep x 49 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 369400 |
|---|---|
| Street Address | 913 LAUREL AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-6522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS FIRST ADDITION,TO THE E 10 FT OF LOT 8 AND ALL OF LOT 9 BLK 4 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | BROWNS FIRST ADDITION,TO THE |
| Legal Block | 4 |
| Legal Lot Number | 8,9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
913 Laurel Ave is owned and occupied by two individuals who bought it in April 2020.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 LAUREL AVE, SAINT PAUL, MN 55104-6522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT |
| Apr 16, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Deed Document Number | 20204806941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 913 LAUREL AVE, SAINT PAUL, MN 55104-6522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0A05085729 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | A05085729 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 913 LAUREL AVE, SAINT PAUL, MN 55104-6522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0A04897959 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | A04897959 |
| Name | CENTER FOR ENERGY & ENVIRONMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNEAPOLIS, MN 55401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 10, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 16, 2020 |
| Property Address | 913 LAUREL AVE, SAINT PAUL, MN 55104-6522 |
| Document Number | 0004806941 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 4806941 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 913 LAUREL AVE ST PAUL MN 551046522, ST PAUL, MN 55104-6522 |
| Document Number | 4806942 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 4806942 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
The 2025 property tax bill for 913 Laurel Ave was $8,004 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,300 Land $145,700 Building $387,600 | $533,300 Land $145,700 Building $387,600 | |
| 2025 | $8,004.00 | ||
| 2023 | $6,434.00 Homeowner's exemption | $443,700 Land $145,700 Building $298,000 | $443,700 Land $145,700 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 913 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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