913 Jernigan St, Commerce, TX 75428 Property Records

Hunt County property record for 913 Jernigan St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	946 sqft · built 1948
Lot Size	0.252 acres (10,981 sqft)
Owner	Individual Name on Record
Tax Bill	$1,777 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4380-0330-0160-31`

Property Details

APN / Parcel Number

Primary APN	`4380-0330-0160-31`
Alternative APN	`R54560`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft

Exterior

Year Built	Built 1948
Exterior Material	Asbestos
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,981 sqft (0.252 acres)
Lot Dimensions	183 ft deep x 60 ft wide
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	R54560
Street Address	913 JERNIGAN ST
City	COMMERCE
State	TX
Zip	75428-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 33 LOT 16 ACRES .2521
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	33
Legal Lot Number	16
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3030
Census Tract	960500

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 JERNIGAN ST, COMMERCE, TX 75428-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Vendor's Lien, Transfer RICHETTI INVESTMENTS INC
Aug 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025
Deed Sale	Jun 24, 2025
Deed Document Number	2025-11339
Record Updated	Jun 8, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jun 24, 2025
Property Address	913 JERNIGAN ST, COMMERCE, TX 75428-2225
Document Number	0000011339
Instrument Date	Jun 23, 2025
Instrument	2025-11339
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 S 5TH ST, GARLAND, TX 75041-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 JERNIGAN ST, COMMERCE, TX 75428-2225

Mortgage

Date	Jun 24, 2025

Lender

Name	RICHETTI INVESTMENTS INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Aug 10, 2017
Property Address	913 JERNIGAN ST, COMMERCE, TX 75428-2225
Document Number	0000010964
Instrument Date	Aug 8, 2017
Instrument	10964
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 JERNIGAN COMMERCE COMMERCE TX 75428, COMMERCE, TX 75428

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,420 (+29.54%) Land $32,170 Building $42,250	$74,420 (+29.54%) Land $32,170 Building $42,250
2024	$1,777.00 (+31.05%)
2023		$57,450 Land $23,720 Building $33,730	$57,450 Land $23,720 Building $33,730
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Peoples Communications, Verizon.

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