Cleveland County property record for 913 Hearthstone, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,230 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2022) |
| Tax Bill | $5,512 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29BRH31 3 2001 |
| Primary APN | NC29BRH31 3 2001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 2,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 88051 |
|---|---|
| Old Parcel Number | 88051 |
| Street Address | 913 HEARTHSTONE |
| City | NORMAN |
| State | OK |
| Zip | 73072-3965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN 31 LT 2 BLK 3 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 27 |
| Legal Quarter | NE |
| Legal Subdivision | BROOKHAVEN 31 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201512 |
913 Hearthstone is owned and occupied by an individual who bought it in September 2022.
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 HEARTHSTONE, NORMAN, OK 73072-3965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2021 | Warranty Deed, Transfer LINCOLN PARK TITLE, LINCOLN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Dec 6, 2021 · Amount on File |
| Deed Document Number | R 2022 32930 |
| Deed Book / Page | 6472 / 882 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 12, 2022 |
| Property Address | 913 HEARTHSTONE, NORMAN, OK 73072-3965 |
| Document Number | R202232930 |
| Book / Page | 6472 / 882 |
| Instrument Date | Sep 9, 2022 |
| Instrument | R 2022 32930 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | LINCOLN PARK TITLE, LINCOLN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | R202232931 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | R 2022 32931 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 6, 2021 |
| Property Address | 913 HEARTHSTONE, NORMAN, OK 73072-3965 |
| Document Number | R202151432 |
| Book / Page | 6352 / 674 |
| Instrument Date | Dec 2, 2021 |
| Instrument | R 2021 51432 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | LINCOLN PARK TITLE, LINCOLN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $500.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 913 HEARTHSTONE, NORMAN, OK 73072-3965 |
The 2025 property tax bill for 913 Hearthstone was $5,512.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,512.00 | $45,930 Land $10,560 Building $35,370 | $382,758 Land $88,000 Building $294,758 |
| 2023 | $5,175.00 | $43,097 Land $10,560 Building $32,537 | $359,142 Land $88,000 Building $271,142 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 913 Hearthstone in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Hearthstone is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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