913 Harbor View Dr, Memphis, TN 38103 Property Records

Shelby County property record for 913 Harbor View Dr, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 2,586 sqft · built 1995
Lot Size	0.082 acres (3,584 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2022)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-1001-A0-0018`

Property Details

APN / Parcel Number

Primary APN	`00-1001-A0-0018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
1st Floor Area	862 sqft
Utility Area	21 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,584 sqft (0.082 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	182 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	913 HARBOR VIEW DR
City	MEMPHIS
State	TN
Zip	38103-0815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CMU-3
Legal Description	WS HARBOR VIEW DR (PD) COR HARBOR BEND RD (PD (NW)
Legal Subdivision	HARBOR TOWN PD PHASE 1
Legal Lot Number	18
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3041
Census Tract	100

Owner

913 Harbor View Dr, a planned unit development, is owned and occupied by two individuals who bought it in November 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 HARBOR VIEW DR, MEMPHIS, TN 38103-0815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Nov 7, 2022	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Jan 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANWISE FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	2022122536
Prior Transfer Date	Jan 25, 2008
Prior Transfer Doc	0000016660
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	913 HARBOR VIEW DR, MEMPHIS, TN 38103-0815
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 ISLAND PL, MEMPHIS, TN 38103-8844

Mortgage

Document Number	0022008889
Date	Jan 24, 2022
Instrument	22008889

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 19, 2027

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 7, 2022
Property Address	913 HARBOR VIEW DR, MEMPHIS, TN 38103-0815
Document Number	0022122536
Map Reference	MB 212 PG 31
Instrument Date	Nov 3, 2022
Instrument	22122536
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 BARBARA DR, MEMPHIS, TN 38108-3220

Mortgage

Document Number	0022122537
Date	Nov 7, 2022
Instrument	22122537

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	913 HARBOR VIEW DR, MEMPHIS, TN 38103-0815
Document Number	0000028511
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	913 HARBOR VIEW DR MEMPHIS TN 381030815, MEMPHIS, TN 38103-0815

Mortgage

Document Number	0000028511
Date	Mar 22, 2017
Instrument	28511

Lender

Name	LOANWISE FIN'L LLC
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 913 Harbor View Dr was $2,993.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00	$111,300 Land $23,575 Building $87,725	$445,200 Land $94,300 Building $350,900
2023		$88,000 Land $17,475 Building $70,525
2022	$5,360.00
2021			$352,000 Land $69,900 Building $282,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 913 Harbor View Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	15 (2002–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Harbor View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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