913 Gladway Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 913 Gladway Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,886 sqft · built 2011
Lot Size	0.363 acres (15,820 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Feb 2018)
Tax Bill	$3,043 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Sale & Mortgage
APN	`15-2400013407`

Property Details

APN / Parcel Number

Primary APN	`15-2400013407`
Alternative APN	`2400013407`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,886 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,820 sqft (0.363 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2400013407
Street Address	913 GLADWAY RD
City	MIDDLE RIVER
State	MD
Zip	21220-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.3632 AC 913 GLADWAY RD NS SHERMAN PROPERTY
Legal Subdivision	SHERMAN PROP 01 AMD
Legal Lot Number	3
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1026
Census Tract	451701

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 GLADWAY RD, MIDDLE RIVER, MD 21220-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 1, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	583944
Deed Book / Page	39903 / 288
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	913 GLADWAY RD, MIDDLE RIVER, MD 21220-1909
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0441320476
Date	Feb 17, 2021
Book Page	44132/476

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2041

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 1, 2018
Property Address	913 GLADWAY RD, MIDDLE RIVER, MD 21220-1909
Document Number	0399030288
Book / Page	0039903 / 288
Map Reference	MB SM78 FO292
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 GLADWAY RD, BALTIMORE, MD 21220-1909

Mortgage

Document Number	0039903296
Date	Feb 1, 2018
Instrument	0039903/296

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,043.00 Homeowner's exemption	$411,400 Land $123,400 Building $288,000	$411,400 Land $123,400 Building $288,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1990–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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