Schenectady County and Schenectady City property record for 913 Genesee St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1910 |
| Lot Size | 0.027 acres (1,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (May 2024) |
| Tax Bill | $3,793 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.60-3-12 |
| Primary APN | 421500 48.60-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,200 sqft (0.027 acres) |
| Lot Dimensions | 30 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 913 GENESEE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 33200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 GENESEE ST, SCHENECTADY, NY 12306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| May 1, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Mar 14, 2016 · Amount on File |
| Deed Document Number | 202425836 |
| Deed Book / Page | 2129 / 860 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0000010677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 913 GENESEE ST, SCHENECTADY, NY 12306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 913 GENESEE ST, SCHENECTADY, NY 12306 |
| Document Number | 0000003398 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 202603398 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2024 |
| Property Address | 913 GENESEE ST, SCHENECTADY, NY 12306 |
| Document Number | 0000025836 |
| Book / Page | 2129 / 860 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 202425836 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 GENESEE ST, SCHENECTADY, NY 12306 |
| Name | Verified Name |
|---|---|
| Address | 2606 VERMONT VIEW DR, WATERVLIET, NY 12189-1064 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,793.00 (+2.79%) | ||
| 2025 | $3,690.00 | $63,400 (-) Land $9,500 Building $53,900 | $104,984 (+30.82%) Land $15,731 Building $89,253 |
| 2023 | $63,400 Land $9,500 Building $53,900 | $80,253 Land $12,025 Building $68,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Greenlight Networks.
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