Snohomish County property record for 913 Elm St, Sultan, WA 98294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,542 sqft · built 1997 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,141 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 8531-000-027-00 |
| Primary APN | 8531-000-027-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 2,094 sqft |
| 1st Floor Area | 1,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 330951 |
|---|---|
| Street Address | 913 ELM ST |
| City | SULTAN |
| State | WA |
| Zip | 98294-9441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | COUNTRYWOOD ESTATES BLK 000 D-00 LOT 27 |
| Legal Section | 32 |
| Legal Subdivision | COUNTRYWOOD ESTATES |
| Legal Block | 000 D |
| Legal Lot Number | 27 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | SULTAN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 53802 |
913 Elm St is owned and occupied by two individuals who acquired it in September 1998.
Source: Snohomish County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 ELM ST, SULTAN, WA 98294-9441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1998 |
| Deed Sale | Sep 30, 1998 |
| Prior Sale | Aug 29, 1997 · Amount on File |
| Deed Document Number | 19981193 |
| Prior Transfer Date | Sep 3, 1998 |
| Prior Transfer Doc | 0000001193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 913 ELM ST, SULTAN, WA 98294-9441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000651 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 202203080651 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 913 ELM ST, SULTAN, WA 98294-9441 |
| Document Number | 0000000466 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 913 ELM ST SULTAN WA 982949441, SULTAN, WA 98294-9441 |
| Document Number | 0000000466 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 201909040466 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
The 2026 property tax bill for 913 Elm St was $4,141.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Sultan City |
| Unified School District | Sultan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,141.00 | $472,200 Land $236,000 Building $236,200 | $472,200 Land $236,000 Building $236,200 |
| 2023 | $3,522.00 | $450,000 Land $200,000 Building $250,000 | $450,000 Land $200,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Elm St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 95 (1980–2025) |
| Claims Outside the SFHA | 2 of 95 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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