Escambia County property record for 913 E Cross St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,693 sqft · built 1957 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (Nov 2024) |
| Tax Bill | $2,980 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-004-314 |
| Primary APN | 00-0S-00-9025-004-314 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,950 sqft (0.183 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 142690000 |
|---|---|
| Street Address | 913 E CROSS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-3661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LT 4 AND W1/2 OF LT 5 BLK 314 NEW CITY TRACT OR 9226 P 226 CA 62 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 314 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 802 |
913 E Cross St is owned and occupied by two individuals who bought it in November 2024.
Source: Escambia County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Mar 17, 2023 | Warranty Deed, Transfer CONCORDE ILAND TITLE SERVICES INC, CONCORDE LAND TITLE SVCS INC |
| Jan 23, 2023 | Correction Deed · Commercial Mortgage KIAVI FUNDING INC |
| Nov 8, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 20, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Mar 17, 2023 · Amount on File |
| Deed Document Number | 202483316 |
| Deed Book / Page | 9226 / 226 |
| Prior Transfer Date | Jan 21, 2023 |
| Prior Transfer Doc | 0089190982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2800 FREMONT ST 1084, 1084, LAS VEGAS, NV 89104-2262 |
| Document Number | 0091161771 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 9116/1771 |
| Instrument | 2024019096 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 17, 2023 |
| Property Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Document Number | 0089451513 |
| Book / Page | 8945 / 1513 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023020762 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Title Company | CONCORDE ILAND TITLE SERVICES INC, CONCORDE LAND TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,274.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 INDIAN RD STE 103, 103, WEST PALM BEACH, FL 33409-4604 |
| Name | Verified Name |
|---|---|
| Address | 2800 FREMONT ST UNIT 1084, 1084, LAS VEGAS, NV 89104-2262 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 23, 2023 |
| Property Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Document Number | 0089190982 |
| Book / Page | 8919 / 982 |
| Instrument Date | Jan 21, 2023 |
| Instrument | 2023004962 |
| Record Updated | Feb 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Name | Verified Name |
|---|---|
| Address | 801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815 |
| Document Number | 0089201020 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 8920/1020 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Document Number | 0088870259 |
| Book / Page | 8887 / 259 |
| Instrument Date | Aug 28, 2022 |
| Instrument | 2022109356 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E CROSS STB, 913, PENSACOLA, FL 32503 |
| Name | Verified Name |
|---|---|
| Address | 801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 20, 2023 |
| Property Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Document Number | 0089190164 |
| Book / Page | 8919 / 164 |
| Instrument Date | Aug 28, 2022 |
| Instrument | 2023004713 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E CROSS ST, PENSACOLA, FL 32503-3661 |
| Name | Verified Name |
|---|---|
| Address | 801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273,356 Land $79,500 Building $193,856 | $273,356 Land $79,500 Building $193,856 | |
| 2024 | $2,980.00 (+4.09%) | ||
| 2023 | $2,863.00 (+19.29%) | $165,018 (+8.17%) | $165,018 (+8.17%) Land $48,098 Building $116,920 |
| 2022 | $2,400.00 | $152,558 | $152,558 Land $48,098 Building $104,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 913 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 E Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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