Gaston County property record for 913 E Academy St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1950 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2025) |
| Tax Bill | $2,600 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Mar 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06016A00500 |
| Primary APN | 06016A00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,776 sqft Heated Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Foundation Type | Footing |
| Lot Area | 32,234 sqft (0.74 acres) |
| Porch | Porch |
| Porch Area | 315 sqft |
| Street Address | 913 E ACADEMY ST |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST ACADEMY ST 0.813 ACRE LOT PLAT BOOK 110 PAGE 008 |
| Legal Subdivision | GEORGE W HALLMAN ESTATE LANDS 02 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30700 |
Source: Gaston County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Nov 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 16, 2025 | Intrafamily Transfer, Transfer |
| Oct 16, 2025 | Deed, Transfer |
| Jan 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 5598 / 1121 |
| Prior Transfer Date | Dec 16, 2002 |
| Prior Transfer Doc | 3597000513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0053150538 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 5315/538 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0054001768 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 5400/1768 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Sep 24, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 7, 2025 |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0055981121 |
| Book / Page | 5598 / 1121 |
| Map Reference | MB 110 PG 8 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 GREENWAY AVE, CHERRYVILLE, NC 28021-8958 |
| Name | Verified Name |
|---|---|
| Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0055981124 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 5598/1124 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0055921865 |
| Book / Page | 5592 / 1865 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Name | Verified Name |
|---|---|
| Address | 917 E ACADEMY ST, CHERRYVILLE, NC 28021-3628 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0055921861 |
| Book / Page | 5592 / 1861 |
| Instrument Date | Oct 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 459, CHERRYVILLE, NC 28021-0459 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 913 E ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 913 ACADEMY ST, CHERRYVILLE, NC 28021-3609 |
| Document Number | 0051931937 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 5193/1937 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,600.00 (-1.03%) | $241,040 (-1%) Land $13,490 Building $227,550 | |
| 2025 | $2,627.00 (-0.98%) | $243,470 (-) Land $19,250 Building $224,220 | |
| 2023 | $2,653.00 | $243,470 Land $19,250 Building $224,220 | |
| 2021 | $113,310 Land $14,850 Building $98,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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