913 Dodges Point Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 913 Dodges Point Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,852 sqft · built 1908
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-D07-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`092-D07-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	3,852 sqft Building Perimeter
1st Floor Area	1,817 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	11,761 sqft (0.27 acres)
Garage Area	592 sqft

Location & Zoning

Street Address	913 DODGES POINT RD
City	CHEBOYGAN
State	MI
Zip	49721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF DODGE'S POINT SUMMER RESORT ASSN GROUNDS, N 45FT 9IN OF LOTS 4 & 11, BLK 2. AND S 12FT 6IN OF LOTS 5 & 10, BLK 2.
Legal Range	02W
Legal Township	009
Legal Section	26
Legal Subdivision	MAP OF DODGES POINT SUMMER RES
Legal Block	1-2
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1013
Census Tract	960500

Owner

913 Dodges Point Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Cheboygan County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 66, MULLETT LAKE, MI 49761-0066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 28, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 7, 2017	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 14, 2020	Warranty Deed, Transfer
Feb 7, 2017	Warranty Deed, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022
Deed Sale	Feb 28, 2022
Prior Sale	May 29, 2008
Deed Book / Page	1476 / 432
Prior Transfer Date	Feb 12, 2022
Prior Transfer Doc	001476/432
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	0000001476/0000000433
Date	Feb 28, 2022
Book Page	0000001476/0000000433

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 28, 2022
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Document Number	001476/432
Book / Page	1476 / 432
Instrument Date	Feb 12, 2022
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	0000001428/0000000330
Date	Oct 19, 2020
Book Page	0000001428/0000000330

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	819 Months
Due	Jan 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Oct 1, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	0000001428/0000000344
Date	Oct 19, 2020
Book Page	0000001428/0000000344

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	819 Months
Due	Jan 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Oct 1, 2020

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1326/0282
Date	Feb 7, 2017
Book Page	1326/0282

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	874 Months
Due	Dec 20, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.73%
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Max Rate At Change	9.73%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 14, 2020
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Document Number	1427/843
Book / Page	1427 / 843
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 7, 2017
Property Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721
Document Number	1326/0265
Book / Page	1326 / 0265
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	913 DODGES POINT RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	1326/0267
Date	Feb 7, 2017
Book Page	1326/0267

Lender

Name	AMERICAN ADVISORS GROUP
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	874 Months
Due	Dec 20, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.33%
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Max Rate At Change	9.33%

Tax Assessment & Valuation

The 2025 property tax bill for 913 Dodges Point Rd was $4,487 with a homeowner's exemption, up 3.1% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Inverness Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,300 (+6.53%)	$1,338,600 (+6.53%)
2025	$4,487.00 (+3.1%) Homeowner's exemption	$628,300	$1,256,600
2024	$4,352.00
2023		$499,500	$999,000
2022	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Dodges Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Dodges Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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