913 Culvert St, Reading, PA 19602 Property Records

Berks County property record for 913 Culvert St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Nov 2023)
Tax Bill	$398 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5316-29-08-1026`

Property Details

APN / Parcel Number

Primary APN	`5316-29-08-1026`
Alternative APNs	`02-5316-29-08-1026` `342025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	786 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	913 CULVERT ST
City	READING
State	PA
Zip	19602-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	81
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	2200

Owner

Source: Berks County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 CULVERT ST, READING, PA 19602-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Nov 2, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 13, 2023	Special Warranty Deed, Transfer
Jan 12, 2022	Public Action, Foreclosure
Oct 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	202332792
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	913 CULVERT ST, READING, PA 19602-2529
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032795
Date	Nov 2, 2023
Instrument	2023032795

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 2, 2023
Property Address	913 CULVERT ST, READING, PA 19602-2529
Document Number	0000032792
Map Reference	DOC 2018037336
Instrument Date	Oct 27, 2023
Instrument	2023032792
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CULVERT ST, READING, PA 19602-2529

Mortgage

Document Number	0000032793
Date	Nov 2, 2023
Instrument	2023032793

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000032794
Date	Nov 2, 2023
Instrument	2023032794

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jan 13, 2023
Property Address	913 CULVERT ST, READING, PA 19602-2529
Document Number	0000001366
Instrument Date	Jan 9, 2023
Instrument	2023001366
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 HIGHLAND ST, READING, PA 19609-1608

January 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BERKS PA
Recording Date	Jan 12, 2022
Property Address	913 CULVERT ST, READING, PA 19602-2529
Document Number	0000001803
Instrument Date	Jan 7, 2022
Instrument	2022001803
Transaction Type	Foreclosure
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$250.98
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 HILL AVE, WYOMISSING, PA 19610-2066

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 26, 2018
Property Address	913 CULVERT ST, READING, PA 19602-2529
Document Number	0000037336
Instrument Date	Oct 26, 2018
Instrument	37336
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 S STERLEY ST READING PA 196071845, READING, PA 19607-1845

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$398.00 (+6.7%)	$14,100 (-) Land $4,400 Building $9,700	$4,400 (-68.79%) Land $4,400
2024	$373.00 (-39.45%)	$14,100 (-) Land $4,400 Building $9,700
2023	$616.00	$14,100 Land $4,400 Building $9,700
1994			$14,100 Land $4,400 Building $9,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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