913 Cole St, Howe, TX 75459 Property Records

Grayson County property record for 913 Cole St, Howe, TX 75459 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.152 acres (6,621 sqft)
Owner2 Individual Names on File
Last Sale$328,508 (May 2026)
Tax Bill$1,240 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN242 8673023

Property Details

APN / Parcel Number

Primary APN242 8673023
Alternative APN
  • 459637

Exterior

Lot Area6,621 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide

Location & Zoning

Street Address913 COLE ST
CityHOWE
StateTX
Zip75459-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOBLE RIDGE PH 1B, BLOCK D, LOT 13, ACRES .152
Legal SubdivisionNOBLE RIDGE PH 1B
Legal BlockD
Legal Lot Number13
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1067
Census Tract1101

Owner

Source: Grayson County records · APN 242 8673023

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address913 COLE ST, HOWE, TX 75459-1838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Deed Document Number202612922
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionGRAYSON TX
Recording DateMay 22, 2026
Property Address913 COLE ST, HOWE, TX 75459-1838
Document Number0000012922
Instrument DateMay 21, 2026
Instrument202612922
Record UpdatedJun 05, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 COLE ST, HOWE, TX 75459-1838

Mortgage

Document Number0000012923,
DateMay 22, 2026
Instrument202612923
Lender
NameGARDNER FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00$41,786 Land $41,786$41,786 Land $41,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1986–2009)
Claims Outside the SFHA5 of 9
Most Recent ClaimMay 2009
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 39% of Texas
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneCable1,000 / 50
AMG Technology Investment GroupFixed Wireless400 / 100
VerizonFixed Wireless300 / 20
Texoma CommunicationsFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: Cable One. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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