913 Clementine Rd, Monroe, NC 28110 Property Records

Union County property record for 913 Clementine Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Dec 2023)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-213-151`

Property Details

APN / Parcel Number

Primary APN	`09-213-151`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,557 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	913 CLEMENTINE RD
City	MONROE
State	NC
Zip	28110-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#20 SIMPSON FARMS MP2 OPCQ485-490
Legal Subdivision	SIMPSON FARMS SUBDIVISION MAP 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1031
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1841 WOODHOLLOW DR, 208, MARYLAND HEIGHTS, MO 63043-3945
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Deed Document Number	202330256
Deed Book / Page	8829 / 504
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	913 CLEMENTINE RD, MONROE, NC 28110-7168
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CLEMENTINE RD AD, AD, MONROE, NC 28110-7168

Mortgage

Document Number	0009214417
Date	Oct 3, 2025
Book Page	9214/417
Instrument	25806

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 20, 2023
Property Address	913 CLEMENTINE RD, MONROE, NC 28110-7168
Document Number	0008829504
Book / Page	8829 / 504
Map Reference	CAB O FILE 748-750
Instrument Date	Dec 14, 2023
Instrument	30256
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CLEMENTINE RD, MONROE, NC 28110-7168

Mortgage

Document Number	0000030257
Date	Dec 20, 2023
Instrument	30257

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,800 (-) Land $88,000 Building $360,800	$448,800 (-) Land $88,000 Building $360,800
2025	$3,923.00 (+9,468.29%)	$448,800 (+844.84%) Land $88,000 Building $360,800	$448,800 (+844.84%) Land $88,000 Building $360,800
2023	$41.00 Additional exemption filed	$47,500 Land $47,500	$47,500 Land $47,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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