913 Circle Dr, Bethalto, IL 62010 Property Records

Madison County property record for 913 Circle Dr, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,332 sqft · built 1960
Lot Size	0.363 acres (15,850 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Jan 2019)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Mortgage + 3 more
APN	`15-2-09-06-09-102-004`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-06-09-102-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	15,850 sqft (0.363 acres)
Lot Depth	158 ft Depth
Garage Type	Attached
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	913 CIRCLE DR
City	BETHALTO
State	IL
Zip	62010-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAUYOK SECOND SUB LOT 11 100X158.5 IRR
Legal Subdivision	NAUYOK SECOND SUBD
Legal Lot Number	11
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	2
Census Block	2001
Census Tract	401721

Owner

Source: Madison County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3600 CANAL ST, SAINT CHARLES, MO 63301-8512
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS BANK AND TRUST
Jun 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Jan 23, 2019	Trustee's Deed, Foreclosure MADISON COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	20192441
Prior Transfer Date	Apr 1, 2003
Prior Transfer Doc	0000040659
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 31, 2026
Property Address	913 CIRCLE DR, BETHALTO, IL 62010-1356
Document Number	0000022073
Instrument Date	Jul 22, 2026
Instrument	202622073
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022073,
Date	Jul 31, 2026
Instrument	202622073

Lender

Name	ILLINOIS BANK AND TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2031

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	913 CIRCLE DR, BETHALTO, IL 62010-1356
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014728
Date	Jun 7, 2023
Instrument	2023R14728

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	913 CIRCLE DR, BETHALTO, IL 62010-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012789
Date	Apr 22, 2020
Instrument	2020R12789

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 23, 2019
Property Address	913 CIRCLE DR, BETHALTO, IL 62010-1356
Document Number	0000002441
Map Reference	PB24 PG34
Instrument Date	Jan 14, 2019
Instrument	2019R02441
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLOVER LN, SAINT CHARLES, MO 63301-0510

Mortgage

Document Number	0000002442
Date	Jan 23, 2019
Instrument	2019R02442

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Jan 23, 2019
Property Address	913 CIRCLE DR, BETHALTO, IL 62010-1356
Document Number	0000002440
Instrument Date	Aug 6, 2018
Instrument	2440
Transaction Type	Foreclosure
Record Updated	Feb 22, 2019
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$93.08
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 196 GLEN CARBON IL 620340196, GLEN CARBON, IL 62034-0196

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00 (+5.16%)	$55,870 (+24.68%) Land $9,440 Building $46,430	$167,610 (+24.56%) Land $28,320 Building $139,290
2024	$3,820.00 (+8.25%)
2022	$3,529.00	$44,810 Land $7,570 Building $37,240	$134,565 Land $22,733 Building $111,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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