913 Cindy Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 913 Cindy Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 2015
Lot Size	0.171 acres (7,490 sqft)
Owner	Trust Name on File
Last Sale	$290,000 (Jan 2022)
Tax Bill	$2,915 (2024)
Deeds & Mortgages	Oct 2021 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`06-18-24-0200-000-09100`

Property Details

APN / Parcel Number

Primary APN	`06-18-24-0200-000-09100`
Alternative APN	`1483140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,490 sqft (0.171 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	277 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1483140
Street Address	913 CINDY DR
City	LADY LAKE
State	FL
Zip	32159-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE BLOSSOM GARDENS UNIT 2 PB 20 PG 58-59 LOT 91 ORB 5873 PG 297
Legal Range	24E
Legal Township	18S
Legal Section	06
Legal Subdivision	ORANGE BLOSSOM GARDENS UNIT 02
Legal Tract	200
Legal Lot Number	91
Legal Unit	2
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1037
Census Tract	30409

Owner

913 Cindy Dr is owner-occupied and held in a trust since January 2022.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	913 CINDY DR, LADY LAKE, FL 32159-1309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 7, 2022	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Dec 14, 2015 · Amount on File
Deed Document Number	2022003738
Deed Book / Page	5873 / 297
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	913 CINDY DR, LADY LAKE, FL 32159-1309
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CINDY DR, LADY LAKE, FL 32159-1309

Mortgage

Document Number	0058150368
Date	Oct 14, 2021
Book Page	5815/368
Instrument	2021142133

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	913 CINDY DR, LADY LAKE, FL 32159-1309
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CINDY DR, LADY LAKE, FL 32159-1309

Mortgage

Document Number	0059470345
Date	May 2, 2022
Book Page	5947/345
Instrument	2022060236

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 7, 2022
Property Address	913 CINDY DR, LADY LAKE, FL 32159-1309
Document Number	0058730297
Book / Page	5873 / 297
Map Reference	MB 20 PG 58
Instrument Date	Jan 1, 2022
Instrument	2022003738
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 SUNSET ST, SATELLITE BEACH, FL 32937-2977

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	913 CINDY DR, LADY LAKE, FL 32159-1309

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,820 Land $63,250 Building $143,570	$294,419 Land $63,250 Building $231,169
2024	$2,915.00 (+5.65%)
2023	$2,759.00 (-4.86%) Homeowner's exemption	$195,153 (-2.4%)	$285,543 (+9.72%) Land $63,250 Building $222,293
2022	$2,900.00 Homeowner's exemption Additional exemption filed	$199,960	$260,243 Land $37,950 Building $222,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Cindy Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Cindy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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