Hillsborough County property record for 913 Cape Cod Cir, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,462 sqft · built 1999 |
| Lot Size | 0.161 acres (7,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Apr 2017) |
| Tax Bill | $694 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0863088172 |
| Primary APN | 0863088172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,462 sqft Heated Area |
| 1st Floor Area | 868 sqft |
| Upper Floors Area | 594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,056 sqft (0.161 acres) |
| Lot Dimensions | 98 ft deep x 72 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 116 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0863088172 |
|---|---|
| Street Address | 913 CAPE COD CIR |
| City | VALRICO |
| State | FL |
| Zip | 33594-4395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COPPER RIDGE TRACT D LOT 1 BLOCK B |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | COPPER RIDGE TRACT D |
| Legal Tract | D |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13205 |
Source: Hillsborough County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Apr 24, 2017 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Sep 9, 2013 |
| Deed Document Number | 2017155754 |
| Deed Book / Page | 24888 / 0947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Investor | Possibly a Property Investor |
| Document Number | 0000494070 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025494070 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year T-Bill |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Document Number | 2021134086 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021134086 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Document Number | 0000273615 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 913 CAPE COD CIR VALRICO FL 335944395, VALRICO, FL 33594-4395 |
| Document Number | 0000273615 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 273615 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 5, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 24, 2017 |
| Property Address | 913 CAPE COD CIR, VALRICO, FL 33594-4395 |
| Document Number | 0248880947 |
| Book / Page | 024888 / 000947 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 155754 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,207.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 913 CAPE COD CIR VALRICO FL 335944395, VALRICO, FL 33594-4395 |
| Document Number | 248880949 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 024888/000949 |
| Instrument | 155755 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $694.00 (+4.2%) Disabled Person's exemption Veteran's exemption | $151,379 (+5.99%) | $242,734 (+11.24%) Land $79,944 Building $162,790 |
| 2023 | $666.00 (+14.83%) Disabled Person's exemption Veteran's exemption | $142,828 (+3%) | $218,206 (+2.25%) Land $72,677 Building $145,529 |
| 2022 | $580.00 Disabled Person's exemption Veteran's exemption | $138,668 | $213,403 Land $72,677 Building $140,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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