913 Bridge St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 913 Bridge St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,056 sqft · built 1915
Lot Size0.113 acres (4,950 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Nov 2025)
Tax Bill$4,615 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.39-2-35

Property Details

APN / Parcel Number

Primary APN421500 49.39-2-35
Alternative APN
  • 150004903900020350000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,056 sqft Total Area
1st Floor Area1,028 sqft
2nd Floor Area1,028 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,950 sqft (0.113 acres)
Lot Dimensions150 ft deep x 33 ft wide
Garage TypeDetached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area448 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address913 BRIDGE ST
CitySCHENECTADY
StateNY
Zip12303-1105
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1004
Census Tract21400

Owner

913 Bridge St, a duplex, is owned by an individual who bought it in November 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10722 122ND ST, SOUTH RICHMOND HILL, NY 11419-2818
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2025 · Amount on File
Deed SaleNov 7, 2025 · Amount on File
Prior SaleJul 21, 2011 · Amount on File
Deed Document Number202526312
Deed Book / Page2160 / 393
Prior Transfer DateFeb 6, 2003
Prior Transfer Doc1645000491
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 7, 2025
Property Address913 BRIDGE ST, SCHENECTADY, NY 12303-1105
Document Number0000026312
Instrument DateAug 19, 2025
Instrument202526312
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address915 BRIDGE ST, SCHENECTADY, NY 12303-1105

Transferred To (Grantee/Buyer)

NameVerified Name
Address10722 122ND ST, SOUTH RICHMOND HILL, NY 11419-2818

Mortgage

Document Number0000026313
DateNov 7, 2025
Instrument202526313
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 913 Bridge St was $4,615, up 4.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,615.00 (+4.18%)
2025$4,430.00$65,100 (-) Land $9,800 Building $55,300$107,799 (+13.35%) Land $16,228 Building $91,571
2024$65,100 (-) Land $9,800 Building $55,300$95,106 (+15.41%) Land $14,317 Building $80,789
2023$65,100 (-) Land $9,800 Building $55,300$82,405 (+3.8%) Land $12,405 Building $70,000
2022$65,100 Land $9,800 Building $55,300$79,390 Land $11,951 Building $67,439
2021$4,043.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 913 Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Bridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Bridge St

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