1. Home
  2. Florida
  3. Walton County
  4. Freeport
  5. Bay Hbr

913 Bay Hbr, Freeport, FL 32439 Property Records

Walton County property record for 913 Bay Hbr, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage3,244 sqft Living Area
Lot Size15,414 sqft (0.353 acres)
OccupancyOwner Occupied
Last Sale$1,715,000 (2022)
Tax Bill$9,382.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-1S-19-23010-000-0080
Alternative APN
  • 1066151

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area3,244 sqft Living Area
Gross Area6,616 sqft Gross Area
Stories2 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area15,414 sqft (0.353 acres)
Depth X Width19.4 ft x 8 ft Depth x Width
FenceFence
Deck AreaDeck Area
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1066151
Street Address913 BAY HBR
CityFREEPORT
StateFL
Zip32439
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 AMENDED PLAT OF BAY HARBOUR PB 13-13
Legal Range19W
Legal Township01S
Legal Section30
Legal SubdivisionBAY HARBOUR S/D
Legal Lot Number8
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2068
Census Tract950502

Owner

Source: Walton County records · APN 30-1S-19-23010-000-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address913 BAY HBR, FREEPORT, FL 32439
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 04, 2018Deed of Trust, Mortgage
PEOPLES NATIONAL BANK
Jun 12, 2019Deed of Trust, Mortgage · Line of Credit
PEOPLESSOUTH BANK
Feb 19, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Doc Number20220002299
Deed Book / Page3234 / 4226
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 18, 2022
Property Address913 BAY HBR, FREEPORT, FL 32439
Document Number0032344226
Book / Page3234 / 4226
Map ReferenceMB 13 PG 13-13D
Instrument DateJan 13, 2022
Instrument20220002299
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address913 BAY HBR, FREEPORT, FL 32439

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address913 BAY HARBOUR, FREEPORT, FL 32439

Mortgage

Document Number0032344228
DateJan 18, 2022
Instrument3234/4228
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address913 BAY HARBOUR, FREEPORT, FL 32439
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030752798
DateJun 04, 2018
Book Page3075/2798
Instrument2018000018386
Lender
NamePEOPLES NATIONAL BANK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
AmountAmount Recorded
Term11 Months
DueMay 30, 2019

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address913 BAY HARBOUR, FREEPORT, FL 32439
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyMCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031081211
DateJun 12, 2019
Book Page3108/1211
Instrument20190019275
Lender
NamePEOPLESSOUTH BANK
TypeBank
AddressMARIANNA, FL 32448
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJun 22, 2022

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 19, 2020
Property Address913 BAY HARBOUR, FREEPORT, FL 32439
Document Number0031333789
Book / Page003133 / 003789
Instrument DateFeb 18, 2020
Instrument6026
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,715.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address130 LEAP YEAR LN FREEPORT FL 324394251, FREEPORT, FL 32439-4251

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,156,002 (+3.38%) Land $475,000 Building $681,002$1,156,002 (+3.38%) Land $475,000 Building $681,002
2024$9,382.00 (+3.5%)
2023$9,065.00 (+17.44%) Homeowner's exemption$1,118,166 (+19.6%) Land $387,500 Building $730,666$1,118,166 (+19.6%) Land $387,500 Building $730,666
2022$7,719.00$934,943 Land $310,882 Building $624,061$934,943 Land $310,882 Building $624,061

Flood & Wildfire

913 Bay Hbr is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation8.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
69th percentile of exposed land nationally · 50th in Florida
Wildfire LikelihoodModerate — about 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bay Hbr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures