913 Ann St, Beaufort, NC 28516 Property Records

Carteret County property record for 913 Ann St, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,434 sqft · built 1901
Lot Size0.093 acres (4,051 sqft)
Owner2 Individual Names on File
Last Sale$1,242 (Jan 2021)
Tax Bill$4,443 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7305.06.39.7308000

Property Details

APN / Parcel Number

Primary APN7305.06.39.7308000
Alternative APNs
  • 495237
  • 46830

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,434 sqft Heated Area
Gross Area1,406 sqft
1st Floor Area882 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions74 ft deep x 56 ft wide
PorchSlab
Porch Area160 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number46830
Street Address913 ANN ST
CityBEAUFORT
StateNC
Zip28516-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART L37 NEW TOWN BEAUFORT
Legal SubdivisionNEW TOWN
Legal Block39
Legal Lot Number37
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1013
Census Tract970304

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beaufort Historic District
listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

913 Ann St is owned and occupied by two individuals who bought it in January 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address913 ANN ST, BEAUFORT, NC 28516-2221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2021 · Amount on File
Deed SaleJan 11, 2021 · Amount on File
Prior SaleNov 19, 2003 · Amount on File
Deed Document Number20211703327
Deed Book / Page1703 / 327
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address913 ANN ST, BEAUFORT, NC 28516-2221
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 ANN ST, BEAUFORT, NC 28516-2221

Mortgage

Document Number0017750497
DateAug 5, 2022
Book Page1775/497
Instrument1775497
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 11, 2021
Property Address913 ANN ST, BEAUFORT, NC 28516-2221
Document Number0017030327
Book / Page1703 / 327
Instrument DateJan 9, 2021
Instrument1703327
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,242.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 MOORE ST, 120, BEAUFORT, NC 28516-2129

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ANN ST, BEAUFORT, NC 28516-2102

Mortgage

Document Number1703328
DateJan 11, 2021
Instrument1703-328
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 913 Ann St was $4,443.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityBeaufort Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$767,442 (-) Land $257,730 Building $509,712$767,442 (-) Land $257,730 Building $509,712
2025$4,443.00$767,442 Land $257,730 Building $509,712$767,442 Land $257,730 Building $509,712
2023$359,304 Land $256,435 Building $102,869$359,304 Land $256,435 Building $102,869
2022$3,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Ann St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies96 units insured
incl. 8 condo units
Nearby Flood Claims40 (1980–2024)
Claims Outside the SFHA6 of 40
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 913 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEAUFORT
serves 4,452 people · EPA ID NC0416010
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number