913 8th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 913 8th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,482 sqft · built 1891
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2025)
Tax Bill	$6,342 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44503-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44503-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Width	55 ft Width
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	913 8TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5366
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3A
Legal Description	LOT 003 BLK 068 JAMES BOWES ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	JAMES BOWES ADD
Legal Block	68
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	303

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15257 FRUIT FARM RD, SAINT JOSEPH, MN 56374-9627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Aug 6, 2025	Contract Sale, Transfer
Jan 26, 2022	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20251704519
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 23, 2026
Property Address	913 8TH AVE S, SAINT CLOUD, MN 56301-5366
Document Number	0001715606
Instrument Date	May 20, 2026
Instrument	20261715606
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15257 FRUIT FARM RD, SAINT JOSEPH, MN 56374-9627

Mortgage

Document Number	0001715606,
Date	Jun 23, 2026
Instrument	20261715606

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Aug 6, 2025
Property Address	913 8TH AVE S, SAINT CLOUD, MN 56301-5366
Document Number	00A1697126
Instrument Date	Aug 4, 2025
Instrument	A1697126
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 26, 2022
Property Address	913 8TH AVE S, SAINT CLOUD, MN 56301-5366
Document Number	00A1624942
Instrument Date	Jan 20, 2022
Instrument	A1624942
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 8TH AVE S, SAINT CLOUD, MN 56301-5366
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,342.00	$161,300 (+10.86%) Land $40,000 Building $121,300	$161,300 (+10.86%) Land $40,000 Building $121,300
2024	$6,342.00 (+172.89%)
2023	$2,324.00	$145,500 Land $25,000 Building $120,500	$145,500 Land $25,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on 8th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures