913 20th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 913 20th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1902
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on File
Last Sale	$124,900 (Aug 2023)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-000-015-050.07`

Property Details

APN / Parcel Number

Primary APN	`53-000-015-050.07`
Alternative APNs	`053-000-015-050.07` `0000150507`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,328 sqft
Attic	Attic
Attic Area	352 sqft
Basement Area	704 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	913 20TH ST
City	TWO RIVERS
State	WI
Zip	54241-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORIG PLAT N 87` OF LOT 5 BLK 15
Legal Subdivision	ORIGINAL PLAT
Legal Block	15
Legal Lot Number	5
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	3
Census Block	3025
Census Tract	5100

Owner

913 20th St is owned and occupied by two individuals who bought it in August 2023.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 20TH ST, TWO RIVERS, WI 54241-2712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CU
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Deed Document Number	20231264792
Deed Book / Page	3574 / 452
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	913 20TH ST, TWO RIVERS, WI 54241-2712
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FATICO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 20TH ST, TWO RIVERS, WI 54241-2712

Mortgage

Document Number	003754/315
Date	Mar 30, 2026
Book Page	3754/315
Instrument	1293469

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Aug 9, 2023
Property Address	913 20TH ST, TWO RIVERS, WI 54241-2712
Document Number	003574/452
Book / Page	3574 / 452
Instrument Date	Aug 9, 2023
Instrument	1264792
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 20TH ST, TWO RIVERS, WI 54241-2712

Mortgage

Document Number	0001264793
Date	Aug 9, 2023
Instrument	1264793

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 913 20th St was $1,982 with exemptions applied, up 8.2% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (+8.19%)	$127,900 (-) Land $13,000 Building $114,900	$147,871 Land $15,030 Building $132,841
2024	$1,832.00 (+62.27%)	$127,900 (+145.49%) Land $13,000 Building $114,900
2023	$1,129.00 (+3.77%) Homeowner's exemption	$52,100 (-) Land $8,700 Building $43,400	$82,700 (+15.83%)
2022	$1,088.00 Homeowner's exemption	$52,100 Land $8,700 Building $43,400	$71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 913 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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