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913 1st St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 913 1st St, Franklin, LA 70538

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$74,000 (Sep 2018)
Tax Bill$865 (2025)
Deeds & MortgagesMar 2023 Refinance
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2264701173.00

Property Details

APN / Parcel Number

Primary APN2264701173.00

Exterior

Total Buildings3 Buildings

Location & Zoning

Street Address913 1ST ST
CityFRANKLIN
StateLA
Zip70538-4917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT FOSTER - FIRST ST - DAVIDSON - TAYLOR ACQ 376 331163 IMPROVEMENT ON THE LAND OF NOWAKOWSKI JOSEPH ACQ 376 331163 IMPROVEM
Legal SubdivisionWARD TWELVE NON-SUBDIVISION
JurisdictionST MARY LA
Township / Civil Division3
Census Block Group2
Census Block2001
Census Tract41500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Franklin Historic District
listed 1982 · 328 contributing resources · NRIS 82000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address913 1ST ST, FRANKLIN, LA 70538-4917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HORIZON BANK
Sep 24, 2018Deed, Transfer
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Deed Document Number331163
Deed Book / Page376 / 716
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY LA
Property Address913 1ST ST, FRANKLIN, LA 70538-4917
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001676/689
DateMar 6, 2023
Book Page1676/689
Instrument361556
Lender
NameFIRST HORIZON BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionST MARY LA
Recording DateSep 24, 2018
Property Address913 1ST ST, FRANKLIN, LA 70538-4917
Document Number000376/176
Book / Page376 / 176
Instrument DateSep 24, 2018
Instrument000000331163
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2127 HEBERT ST, FRANKLIN, LA 70538-5107

Mortgage

Document Number0000001548/0000000764
DateSep 24, 2018
Book Page0000001548/0000000764
Instrument000000345410
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Mary Parish
MunicipalityFranklin City
Unified School DistrictSt. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$865.00 (+27.02%) Homeowner's exemption$7,498 (+6.66%) Land $1,625 Building $5,873$74,980 (+6.66%) Land $16,250 Building $58,730
2023$681.00 Homeowner's exemption$7,030 Land $1,625 Building $5,405$70,300 Land $16,250 Building $54,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims44 (1979–2020)
Claims Outside the SFHA6 of 44
Most Recent ClaimJan 2020 · rainfall accumulation
Claims by Event
  • Hurricane Gustav, Sep 2008 · 3 claims
  • Hurricane Rita, Sep 2005 · 6 claims
  • Hurricane Lili, Oct 2002 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRANKLIN WATER SUPPLY
serves 8,325 people · EPA ID LA1101003
Water SourceSurface water
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTurbidity
not recorded as resolved · Apr 2025
Haloacetic acids
resolved · Oct 2024
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureTreatment change without state approval
currently in violation since Jul 2023
Corrosion control
Jul 2018
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100

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