913 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 913 12th St, Wisner, NE 68791

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,144 sqft · built 1949
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Nov 2025)
Deeds & MortgagesNov 2025 Mortgage
APN0019840.00

Property Details

APN / Parcel Number

Primary APN0019840.00
Alternative APN
  • 0000-00-0-40060-056-0002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,144 sqft Living Area
Gross Area2,176 sqft
1st Floor Area1,416 sqft
Basement Area1,416 sqft
Finished Basement857 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2016
Architectural StyleModern
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeDetached
Garage Area768 sqft
DrivewayConcrete Driveway
Driveway Area1,589 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area136 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address913 12TH ST
CityWISNER
StateNE
Zip68791-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal Description4TH ADD, LT 3 & N 25' LT 4, BLK 56, WIS C
Legal Subdivision4TH ADD
Legal Block56
Legal Lot Number3,4
JurisdictionCUMING NE
Township / Civil DivisionWISNER
Census Block Group1
Census Block1063
Census Tract972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address460 M RD, WISNER, NE 68791-3043
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Deed Document Number20251555
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMING NE
Property Address913 12TH ST, WISNER, NE 68791-2140
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 M RD, WISNER, NE 68791-3043

Mortgage

Document Number0202501556
DateNov 25, 2025
Instrument202501556
Lender
NameFIRST COMMUNITY BANK LEXINGTON
TypeBank
AddressBEEMER, NE 68716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyCuming County
MunicipalityWisner City
Unified School DistrictWisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,290 (+23.24%) Land $11,550 Building $198,740$210,290 (+23.24%) Land $11,550 Building $198,740
2025Homeowner's exemption$170,640 (+18.94%) Land $8,925 Building $161,715$170,640 (+18.94%) Land $8,925 Building $161,715
2023Homeowner's exemption$143,470 Land $6,825 Building $136,645$143,470 Land $6,825 Building $136,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (2007–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WISNER
serves 1,239 people · EPA ID NE3103903
Water SourceGroundwater
Last State InspectionApr 2025
Lead11 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate-Nitrite
not recorded as resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

Nearby Properties on 12th St

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