9123 Kellogg Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9123 Kellogg Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,833 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2019)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-005-400-040-05-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-005-400-040-05-7-4`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Basement Area	1,833 sqft
Unfinished Basement	1,833 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9123 KELLOGG DR
City	READING
State	MI
Zip	49274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	COM E1/4 COR SEC 5 TH W ALG S LN HEMLOCK SANDY SHORES 414.67 FT TO POB TH S 524.88 FT TH N 8947'29W 414.66 FT TH N 011'34E 47
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK SANDY SHORES
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9123 KELLOGG DR, READING, MI 49274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Construction Mortgage MARSHALL COMMUNITY CU
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU
Feb 18, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU
Jul 9, 2019	Warranty Deed, Transfer · ARM CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Book / Page	1728 / 7
Last Transfer Date	Feb 11, 2026
Transfer Doc	001915/264
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9123 KELLOGG DR, READING, MI 49274
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	ATTORNEYS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001767/74
Date	Jul 15, 2020
Book Page	1767/74

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9123 KELLOGG DR, READING, MI 49274
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001791/643
Date	Apr 6, 2021
Book Page	1791/643

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Feb 18, 2026
Property Address	9123 KELLOGG DR, READING, MI 49274
Document Number	001915/264
Book / Page	1915 / 264
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 W CHICAGO RD, ALLEN, MI 49227-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9123 KELLOGG DR, READING, MI 49274

Mortgage

Document Number	0001915268
Date	Feb 18, 2026
Instrument	1915/268

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 9, 2019
Property Address	9123 KELLOGG DR, READING, MI 49274
Document Number	01728/0007
Book / Page	1728 / 0007
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25975 EDINBOROUGH CIR, PERRYSBURG, OH 43551-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BERRY ST, QUINCY, MI 49082-1006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017289
Date	Jul 9, 2019
Instrument	1728/9

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (-74.55%)	$193,400 (+5.4%)	$386,808 (+5.38%) Land $31,950 Building $354,858
2024	$6,830.00 (+12.13%)
2023		$183,500	$367,048 Land $27,090 Building $339,958
2021	$6,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Kellogg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures