9122 Jacob St, Bakersfield, CA 93313 Property Records

Kern County property record for 9122 Jacob St, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2015
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2025)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-742-05-5`

Property Details

APN / Parcel Number

Primary APN	`514-742-05-5`
Alternative APN	`514-742-05-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft

Exterior

Year Built	Built 2015
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	9122 JACOB ST
City	BAKERSFIELD
State	CA
Zip	93313-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6362, BLOCK PH2, LOT 30
Legal Subdivision	6362 PH 2
Legal Tract	6362
Legal Block	PH2
Legal Lot Number	30
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2001
Census Tract	3211

Owner

9122 Jacob St is owned and occupied by an individual who bought it in November 2025.

Source: Kern County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Nov 25, 2025	Grant Deed, Transfer · FHA Mortgage JMAC LENDING INC
Jul 15, 2022	Grant Deed, Transfer · FHA Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	225143575
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636

Mortgage

Document Number	0000177798
Date	Sep 20, 2021
Instrument	221177798

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 25, 2025
Property Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636
Document Number	0000143575
Map Reference	MB 60 PG 152&153
Instrument Date	Nov 3, 2025
Instrument	225143575
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636

Mortgage

Document Number	0000143576
Date	Nov 25, 2025
Instrument	225143576

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 15, 2022
Property Address	9122 JACOB ST, BAKERSFIELD, CA 93313-5636
Document Number	0000110313
Map Reference	MB 60 PG 152&153
Instrument Date	Jul 7, 2022
Instrument	222110313
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21300 BEACH BLVD APT 202, 202, HUNTINGTON BEACH, CA 92648-5494

Mortgage

Document Number	0000110314
Date	Jul 15, 2022
Instrument	222110314

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9122 Jacob St was $5,604.

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,604.00	$405,756 Land $83,232 Building $322,524
2023	$5,397.00 (+42.7%)	$390,000 Land $80,000 Building $310,000
2022	$3,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9122 Jacob St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9122 Jacob St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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