9121 Ridge Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9121 Ridge Dr, Navarre, FL 32566 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,998 sqft Living Area
Lot Size24,611 sqft (0.565 acres)
GarageAttached, 483 sqft
Last Sale$430,000 (2025)
Tax Bill$3,431.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-00157-0000
Alternative APN
  • S262150000001570000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,998 sqft Living Area
Gross Area2,913 sqft Gross Area
1st Floor1,998 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area24,611 sqft (0.565 acres)
Depth X Width297 ft x 83 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area432 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9121 RIDGE DR
CityNAVARRE
StateFL
Zip32566-1187
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2025* WEST 1/2 OF W2 OF NE4 OF SW4 OF NW4 OF SE4 OF SECTION 15 TOWNSHIP 2 SOUTH RANGE 26 WEST LESS N 33 FT FOR RD AS DES IN OR 4633 PG 869
Legal Range26W
Legal Township2S
Legal Section15
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2012
Census Tract10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-00157-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address110 WICKHAM DR, WARWICK, NY 10990-2122
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
BEACH COMMUNITY BANK
Jul 01, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
SOUTHPOINT FINANCIAL SERVICES INC
May 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 24, 2018Warranty Deed, Transfer
UNIVERSITY LNDG
Apr 27, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE ONE/SOUTH
Jan 09, 2018Trustee's Deed, Construction Loan · Line of Credit
BEACH CMNTY BK
Oct 24, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleJul 01, 2020 · Amount on Record
Deed Doc Number202530309
Deed Book / Page4633 / 869
Transfer Doc3778001207
Record RefreshedJun 08, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036931123
DateJan 09, 2018
Book Page3693/1123
Instrument201801049
Lender
NameBEACH COMMUNITY BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term192 Months
DueJan 05, 2034

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 01, 2020
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0039701920
Book / Page3970 / 1920
Instrument DateJun 30, 2020
Instrument202032413
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2022 SUNSET PINE WAY, 2022, GULF BREEZE, FL 32563-9774

Transferred To (Grantee/Buyer)

NameVerified Name
Address9121 RIDGE DR, NAVARRE, FL 32566-1187

Mortgage

Document Number0039701922
DateJul 01, 2020
Instrument3970/1922
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 16, 2018
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0037280290
Book / Page003728 / 000290
Instrument DateMay 07, 2018
Instrument19722
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 5489 NAVARRE FL 325660489, NAVARRE, FL 32566-0489

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 24, 2018
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0037210207
Book / Page003721 / 000207
Instrument DateApr 23, 2018
Instrument16058
Transaction TypeTransfer
Record UpdatedJul 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,814.40
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9121 RIDGE DR NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number37210208
DateApr 24, 2018
Book Page003721/000208
Instrument16059
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
AmountAmount Recorded
Term360 Months
DueApr 23, 2048

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 27, 2018
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0037220001
Book / Page003722 / 000001
Instrument DateApr 20, 2018
Instrument16570
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 04, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9127 RIDGE DR NAVARRE FL 325661187, NAVARRE, FL 32566-1187

Mortgage

Document Number37220002
DateApr 27, 2018
Book Page003722/000002
Instrument16571
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateJan 09, 2018
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0036931103
Book / Page003693 / 001103
Instrument DateJan 05, 2018
Instrument1044
Transaction TypeConstruction Loan
Record UpdatedMar 05, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9933 NAVARRE PKWY NAVARRE FL 325663039, NAVARRE, FL 32566-3039

Mortgage

Document Number36931103
DateJan 09, 2018
Book Page003693/001103
Instrument1044
Lender
NameBEACH CMNTY BK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 08, 2033
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 24, 2017
Property Address9121 RIDGE DR, NAVARRE, FL 32566-1187
Document Number0036722062
Book / Page003672 / 002062
Instrument DateOct 19, 2017
Instrument44432
Transaction TypeTransfer
Record UpdatedNov 03, 2017

Transaction

AmountAmount Recorded
Tax$805.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9933 NAVARRE PKWY NAVARRE FL 325663039, NAVARRE, FL 32566-3039
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,431.00 (+6.39%)$321,734 (+5.52%)$322,439 (+5.75%) Land $52,470 Building $269,969
2024$3,225.00 (+1.45%) Homeowner's exemption$304,899 (+2.4%) Land $43,725 Building $261,174$304,899 (+2.4%) Land $43,725 Building $261,174
2023$3,179.00 (-7.59%)$297,765 (+4.13%) Land $39,352 Building $258,413$297,765 (+4.13%) Land $39,352 Building $258,413
2022$3,440.00$285,946$285,946 Land $32,793 Building $253,153

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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