9121 Lydia Ln, St James (Fairplay), MD 21733 Property Records

Washington County property record for 9121 Lydia Ln, St James, MD 21733

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,922 sqft · built 1907
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$97,000 (Aug 2009)
Tax Bill$308 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-001452

Property Details

APN / Parcel Number

Primary APN12-001452
Alternative APN
  • 001452

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,922 sqft Total Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialSiding
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area325 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number001452
Street Address9121 LYDIA LN
CityST JAMES
StateMD
Zip21733-1168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal Description1 ACRE 9121 LYDIA LANE
Legal SubdivisionTOWN ROWLANDSVILLE
JurisdictionWASHINGTON MD
Township / Civil Division12, FAIRPLAY
Census Block Group3
Census Block3029
Census Tract10901

Owner

9121 Lydia Ln is owned and occupied by two individuals who bought it in August 2009.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9121 LYDIA LN, ST JAMES, MD 21733-1168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2009 · Amount on File
Deed SaleAug 24, 2009 · Amount on File
Prior SaleJun 28, 2005 · Amount on File
Deed Document Number20093833
Deed Book / Page3726 / 395
Transfer Doc0000200992
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address9121 LYDIA LN, ST JAMES, MD 21733-1168
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067990293
DateOct 20, 2021
Book Page6799/293
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 9121 Lydia Ln was $308 with a homeowner's exemption, up 7.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308.00 (+7.69%) Homeowner's exemption$221,700 (+9.07%) Land $70,000 Building $151,700$221,700 (-) Land $70,000 Building $151,700
2025$286.00 Homeowner's exemption$203,267$221,700 Land $70,000 Building $151,700
2023$1,635.00 Homeowner's exemption$166,400 Land $70,000 Building $96,400$166,400 Land $70,000 Building $96,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9121 Lydia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9121 Lydia Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Lydia Ln

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