9120 McRoy Rd, Sebring, FL 33875 Property Records

Highlands County property record for 9120 McRoy Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,505 sqft · built 2009
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2025)
Tax Bill	$4,306 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C2558A0000420000`

Property Details

APN / Parcel Number

Primary APN	`C2558A0000420000`
Alternative APN	`C-25-35-28-A00-0042-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	4,505 sqft Living Area
1st Floor Area	4,118 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	104,108 sqft (2.39 acres)

Exterior Amenities

Pool Area	144 sqft
Porch	Open Porch
Porch Area	1,238 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C2558A0000420000
Street Address	9120 MCROY RD
City	SEBRING
State	FL
Zip	33875-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	S 1/2 OF S 1/2 OF SE 1/4 OF NE 1/4 OF NE 1/4 OF SEC 25-LESS W 30 FT RD R/W 25-35-28/4.2 2.39 ACRES
Legal Range	28E
Legal Township	35S
Legal Section	25
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1016
Census Tract	961401

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	961 58TH AVE S, SAINT PETERSBURG, FL 33705-5033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	2263638
Deed Book / Page	3124 / 407
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 9, 2021
Property Address	9120 MCROY RD, SEBRING, FL 33875-9632
Document Number	0002047822
Book / Page	2842 / 1704
Instrument Date	Aug 6, 2021
Instrument	2047822
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9120 MCROY RD, 9120, SEBRING, FL 33875-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29889 NEWFOUND BLVD, BIG PINE KEY, FL 33043-3324

Mortgage

Document Number	0028421706
Date	Aug 9, 2021
Instrument	2842/1706

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 22, 2019
Property Address	9120 MCROY RD, SEBRING, FL 33875-9632
Document Number	0001941284
Book / Page	2693 / 1384
Instrument Date	May 21, 2019
Instrument	1941284
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9120 MCROY RD, 9120, SEBRING, FL 33875-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9120 MCROY RD, SEBRING, FL 33875-9632

Mortgage

Document Number	0026931386
Date	May 22, 2019
Instrument	2693/1386

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,664 (+5.99%)	$429,524 (+20.6%) Land $45,410 Building $384,114
2024	$4,306.00 (+1.94%)
2023	$4,224.00 (+1.13%) Homeowner's exemption	$315,759 (+3%)	$356,147 (+16.17%) Land $30,652 Building $325,495
2022	$4,177.00 Homeowner's exemption	$306,562 Land $26,111 Building $280,451	$306,562 Land $26,111 Building $280,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Xfinity.

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