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9120 Gunnera Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9120 Gunnera Ln, Gilroy, CA 95020

Property Summary

Property TypeResidential Vacant Land
Lot Size0.936 acres (40,763 sqft)
OwnerIndividual Name on Record
Tax Bill$7,585 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2021 Sale
Flood ZoneZone X (moderate risk)
APN783-65-027

Property Details

APN / Parcel Number

Primary APN783-65-027

Exterior

Lot Area40,763 sqft (0.936 acres)

Location & Zoning

Street Address9120 GUNNERA LN
CityGILROY
StateCA
Zip95020-8412
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1
Legal DescriptionTRACT 9201 LOT 86
Legal SubdivisionTRACT 9201
Legal Tract9201
Legal Lot Number86
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2027
Census Tract512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9120 GUNNERA LN, GILROY, CA 95020-8412
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Mar 16, 2021Grant Deed, Transfer
STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2025
Deed SaleApr 8, 2025
Prior SaleMar 16, 2021 · Amount on Record
Deed Document Number202525788783
Last Transfer DateMay 27, 2025
Transfer Doc0025815325
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 2, 2026
Property Address9120 GUNNERA LN, GILROY, CA 95020-8412
Document Number0025966164
Instrument DateMar 26, 2026
Instrument202625966164
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address9120 GUNNERA LN, GILROY, CA 95020-8412

Mortgage

Document Number0025966164,
DateApr 2, 2026
Instrument202625966164
Lender
NameCHANGE LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 16, 2021
Property Address9120 GUNNERA LN, GILROY, CA 95020-8412
Document Number0024877711
Map ReferenceMB 729 PG 1-18
Instrument DateMar 10, 2021
Instrument24877711
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1743 CURTNER AVE, SAN JOSE, CA 95124-1208

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$629,324 (+2%) Land $629,324
2025$7,585.00 (+1.59%)$616,985 (+4.04%) Land $616,985
2024$7,466.00 (+0.58%)
2023$7,423.00 (+1.66%)$593,028 Land $593,028
2022$7,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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