Osceola County property record for 912 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 993 sqft · built 1958 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2024) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0119-0020 |
| Primary APN | 01-26-30-0001-0119-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 993 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 905 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 546 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 912 WYOMING AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 119 LOTS 2 & S 25 FT LOT 1 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 119 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5055 |
| Census Tract | 43500 |
Source: Osceola County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 WYOMING AVE, SAINT CLOUD, FL 34769-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 13, 2022 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Jun 9, 2017 | Warranty Deed, Transfer · FHA Mortgage LOANWISE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Oct 13, 2022 · Amount on Record |
| Deed Document Number | 202471747 |
| Deed Book / Page | 6609 / 1311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 912 WYOMING AVE, SAINT CLOUD, FL 34769-3457 |
| Document Number | 0062990708 |
| Book / Page | 6299 / 708 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022152286 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 OAK ST, 2500, KISSIMMEE, FL 34744-4943 |
| Name | Verified Name |
|---|---|
| Address | 912 WYOMING AVE, SAINT CLOUD, FL 34769-3457 |
| Document Number | 0006299710 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 6299/710 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 9, 2017 |
| Property Address | 912 WYOMING AVE, SAINT CLOUD, FL 34769-3457 |
| Document Number | 0051611949 |
| Book / Page | 5161 / 1949 |
| Map Reference | MB B PG33 |
| Instrument Date | May 18, 2017 |
| Instrument | 2017084400 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $944.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5713 PARKVIEW POINT DR, 5713, ORLANDO, FL 32821-7963 |
| Name | Verified Name |
|---|---|
| Address | 912 WYOMING AVE, SAINT CLOUD, FL 34769-3457 |
| Document Number | 0051611951 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 5161/1951 |
| Name | LOANWISE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 (+34.45%) | $218,000 (+27.04%) Land $46,800 Building $171,200 | $218,000 (+13.42%) Land $46,800 Building $171,200 |
| 2023 | $2,331.00 (-10.62%) Homeowner's exemption | $171,605 (+18.76%) | $192,200 (+33.01%) Land $42,500 Building $149,700 |
| 2022 | $2,608.00 | $144,500 Land $35,100 Building $109,400 | $144,500 Land $35,100 Building $109,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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