912 W Chatham Dr, Payson, AZ 85541 Property Records

Gila County property record for 912 W Chatham Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,388 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,250 (Sep 2014)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-51-009`

Property Details

APN / Parcel Number

Primary APN	`304-51-009`
Alternative APNs	`R034009` `034009`

Interior

Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	239 sqft
Canopy	239 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034009
Street Address	912 W CHATHAM DR
City	PAYSON
State	AZ
Zip	85541-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 9 OF TRAILWOOD UNIT ONE OF PLAT 649 NW1/4 SEC 4 T10N R10E = 0.17 AC(OUT OF 304-01-301J & -307A)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	TRAILWOOD UNIT 1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1024
Census Tract	301

Owner

Source: Gila County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2023	Beneficiary Deed, Transfer
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Aug 11, 2014
Deed Document Number	20149267
Last Transfer Date	May 21, 2024
Transfer Doc	0000004418
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	May 26, 2026
Property Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212
Document Number	0000005078
Instrument Date	May 19, 2026
Instrument	20265078
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212

Mortgage

Document Number	0000005078,
Date	May 26, 2026
Instrument	20265078

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212

Mortgage

Document Number	0000012092
Date	Aug 30, 2021
Instrument	2021-012092

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GILA AZ
Recording Date	Jul 20, 2023
Property Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212
Document Number	0000006436
Map Reference	MAP 643
Instrument Date	Jul 20, 2023
Instrument	2023-006436
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	912 W CHATHAM DR, PAYSON, AZ 85541-6212
Document Number	0000004125
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 W CHATHAM DR PAYSON AZ 855416212, PAYSON, AZ 85541-6212

Mortgage

Document Number	0000004125
Date	Apr 9, 2020
Instrument	4125

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,449 (+2.36%) Land $6,203 Building $23,246	$294,484 (+2.36%) Land $62,029 Building $232,455
2025	$1,616.00 (+8.31%) Additional exemption filed
2024		$28,769 (+50.56%) Land $5,886 Building $22,883	$287,693 (+50.56%) Land $58,863 Building $228,830
2023	$1,492.00 (+3.61%) Additional exemption filed	$19,108 Land $5,225 Building $13,883
2022	$1,440.00 Additional exemption filed		$191,076 Land $52,247 Building $138,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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