The 2025 property tax bill for 912 W 5th St was $2,491 with a homeowner's exemption, up 7.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Clay County
County Subdivision
Harter Township
Municipality
Flora City
Unified School District
Flora Community Unit School District 35 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,491.00 (+7.14%)Homeowner's exemption
$38,542Land $5,279Building $33,263
$115,626Land $15,837Building $99,789
2024
$2,325.00
2022
$2,010.00 (+9.84%)Homeowner's exemption
$27,115Land $3,990Building $23,125
$81,345Land $11,970Building $69,375
2021
$1,830.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 912 W 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (2020)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 2020 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 912 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FLORA serves 5,233 people · EPA ID IL0250100
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025