912 Union Rd, Matthews, NC 28104 Property Records

Union County property record for 912 Union Rd, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,565 sqft · built 1977
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2021)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-321-021A`

Property Details

APN / Parcel Number

Primary APN	`08-321-021A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	912 UNION RD
City	MATTHEWS
State	NC
Zip	28104-3269
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#9A BLACK OPCA094A
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3011
Census Tract	20203

Owner

912 Union Rd, a rural home, is owned and occupied by an individual who bought it in October 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	912 UNION RD, MATTHEWS, NC 28104-3269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 28, 2020	Warranty Deed, Transfer AUSTIN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202150092
Deed Book / Page	8285 / 463
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 20, 2021
Property Address	912 UNION RD, MATTHEWS, NC 28104-3269
Document Number	0008285463
Book / Page	8285 / 463
Map Reference	CAB A PL 97A
Instrument Date	Oct 20, 2021
Instrument	50092
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7230 TRUELIGHT CHURCH RD, 7230, MINT HILL, NC 28227-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 UNION RD, MATTHEWS, NC 28104-3269

Mortgage

Document Number	0000050093
Date	Oct 20, 2021
Instrument	50093

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2020
Property Address	912 UNION RD, MATTHEWS, NC 28104-3269
Document Number	7935442
Book / Page	007935 / 000442
Instrument Date	Dec 28, 2020
Instrument	54107
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 TRUELIGHT CHURCH RD MINT HILL NC 282279682, MINT HILL, NC 28227-9682

Tax Assessment & Valuation

The 2025 property tax bill for 912 Union Rd was $1,085.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,700 (-) Land $73,200 Building $154,500	$227,700 (-) Land $73,200 Building $154,500
2025	$1,085.00	$227,700 Land $73,200 Building $154,500	$227,700 Land $73,200 Building $154,500
2023	$1,207.00	$191,000 Land $26,000 Building $165,000	$191,000 Land $26,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Union Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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