912 Stewart St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 912 Stewart St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Sep 2023)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	May 2024 Refinance Mar 2021 Refinance + 3 more
APN	`1270000002240`

Property Details

APN / Parcel Number

Primary APN	`1270000002240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	168 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	912 STEWART ST
City	CHESAPEAKE
State	VA
Zip	23324-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	192-193 BK G T JOHNSON
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Sep 11, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Dec 4, 2019	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Aug 21, 2019	Trustee's Deed, Foreclosure · Line of Credit ROCK HARBOR GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Jun 13, 2023 · Amount on Record
Deed Document Number	202319192
Deed Book / Page	10693 / 795
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	10046/1787
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10747/1551
Date	May 7, 2024
Book Page	10747/1551
Instrument	240008816

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10341/1312
Date	Mar 30, 2021
Book Page	10341/1312
Instrument	210014578

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 11, 2023
Property Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Document Number	010693/795
Book / Page	10693 / 795
Instrument Date	Sep 7, 2023
Instrument	230019192
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	RTS TITLE AND ESCROW, FORTIS TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567

Mortgage

Document Number	0230019193
Date	Sep 11, 2023
Instrument	230019193

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 4, 2019
Property Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Document Number	10086/1117
Book / Page	10086 / 1117
Instrument Date	Dec 2, 2019
Instrument	190033544
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567

Mortgage

Document Number	0190033545
Date	Dec 4, 2019
Instrument	190033545

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 21, 2019
Property Address	912 STEWART ST, CHESAPEAKE, VA 23324-2567
Document Number	10046/1787
Book / Page	10046 / 1787
Instrument Date	Aug 8, 2019
Instrument	190022047
Transaction Type	Foreclosure
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 BRIDLEPATH LN, VIRGINIA BEACH, VA 23456-2431
Investor	Possibly a Property Investor

Mortgage

Document Number	0190022048
Date	Aug 21, 2019
Instrument	190022048

Lender

Name	ROCK HARBOR GROUP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (+8.91%) Land $85,000 Building $185,000	$270,000 (+8.91%) Land $85,000 Building $185,000
2025	$2,504.00 (+55.82%)	$247,900 (+16.77%) Land $80,000 Building $167,900	$247,900 (+16.77%) Land $80,000 Building $167,900
2023		$212,300 (+11.5%) Land $70,000 Building $142,300	$212,300 (+11.5%) Land $70,000 Building $142,300
2022		$190,400 Land $60,000 Building $130,400	$190,400 Land $60,000 Building $130,400
2019	$1,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1985–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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