912 State St, Bowling Green, KY 42101 Property Records

Warren County property record for 912 State St, Bowling Green, KY 42101

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,491 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Dec 2018)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039A-05-022`

Property Details

APN / Parcel Number

Primary APN	`039A-05-022`
Alternative APNs	`D2590016` `256226` `388291`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	4,491 sqft Gross Area
Flooring	Carpet
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	912 STATE ST
City	BOWLING GREEN
State	KY
Zip	42101-2233
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Subdivision	912 ATATE STREET
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1015
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Commercial District listed 1979 · 74 contributing resources · NRIS 79003510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1550 WESTEN ST, BOWLING GREEN, KY 42104-3356
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK INC
Dec 10, 2018	Deed, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	2018983650
Deed Book / Page	1175 / 851
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	001019/497
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	912 STATE ST, BOWLING GREEN, KY 42101-2233
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M3300/1
Date	Jul 7, 2022
Book Page	M3300/1
Instrument	1958321

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	912 STATE ST, BOWLING GREEN, KY 42101-2233
Transaction Type	Mortgage
Record Updated	Sep 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2908/406
Date	Sep 3, 2019
Book Page	M2908/406
Instrument	1100120

Lender

Name	FIRST STATE BANK INC
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 17, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Dec 10, 2018
Property Address	912 STATE ST, BOWLING GREEN, KY 42101-2233
Document Number	0D1175/851
Book / Page	D1175 / 851
Instrument Date	Dec 4, 2018
Instrument	983650
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FOREMAN WATSON LAND TITLE LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7897 E 149TH PL, 7897, THORNTON, CO 80602-7934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 WRENWOOD DR, BOWLING GREEN, KY 42103-1582

Mortgage

Document Number	0M2846/274
Date	Dec 10, 2018
Book Page	M2846/274
Instrument	983651

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (-4.47%)	$360,000 (-)	$360,000 (-)
2023	$1,207.00	$360,000	$360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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