912 Spruce Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 912 Spruce Ln, Saint Joseph, MO 64506 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1968
Square Footage	1,488 sqft Base Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Tax Bill	$1,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-2.0-10-002-000-014.000`

Interior

Building Area	1,488 sqft Base Area
1st Floor	1,488 sqft 1st Floor

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	168 ft x 75 ft Depth x Width

Location & Zoning

Street Address	912 SPRUCE LN
City	SAINT JOSEPH
State	MO
Zip	64506-2916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10-57-35NWSUB: LOT: BLK:LGL DESC:PT NW 1/4 BEG AT PNT 172' E & 380' S OF NW COR OF E 1/4 OF NW 1/4 OF SEC 10 TH E PARL TO N/LINE OF SD NW 1/4 OF SEC 10 168.9' TO PNT TH S 75' TO PNT TH W 168.9' THEN N 75' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	10
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	3
Census Block	3015
Census Tract	600

Owner

Source: Buchanan County records · APN 06-2.0-10-002-000-014.000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	912 SPRUCE LN, SAINT JOSEPH, MO 64506-2916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 03, 2024
Transfer Doc	003801/613
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	912 SPRUCE LN, SAINT JOSEPH, MO 64506-2916
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 SPRUCE LN, SAINT JOSEPH, MO 64506-2916

Mortgage

Document Number	3764/701
Date	Jul 14, 2021
Book Page	3764/701
Instrument	2021007375

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (+0.05%)	$26,270 (+6.36%) Land $3,800 Building $22,470	$138,270 (+6.35%) Land $20,000 Building $118,270
2024	$1,880.00 (+16.05%)
2023	$1,620.00 (-0.67%)	$24,700 (-) Land $3,800 Building $20,900	$130,020 (-) Land $20,000 Building $110,020
2022	$1,631.00	$24,700 Land $3,800 Building $20,900
2021			$130,020 Land $20,000 Building $110,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 38% of the US · above 33% of Missouri
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.