912 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 912 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,919 sqft · built 1890
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jan 2022)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-232-004`

Property Details

APN / Parcel Number

Primary APN	`17-10-232-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,919 sqft Total Area
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	912 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000912 ROSE AVENUE: ROSE'S ADDITION -- BLK 6, LOTS 13 & 14
Legal Subdivision	ROSE'S ADDITION
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3001
Census Tract	960500

Owner

912 Rose Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 8, 2019	Intrafamily Transfer, Transfer
Mar 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Deed Document Number	2022268
Deed Book / Page	916 / 3035
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	00916/3035
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040

Mortgage

Document Number	00916/5395
Date	Feb 8, 2022
Book Page	916/5395
Instrument	202200000891

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jan 11, 2022
Property Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040
Document Number	00916/3035
Book / Page	916 / 3035
Instrument Date	Jan 5, 2022
Instrument	202200000268
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040

Mortgage

Document Number	202200000269
Date	Jan 11, 2022
Instrument	202200000269

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Apr 8, 2019
Property Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040
Document Number	897/0574
Book / Page	897 / 0574
Instrument Date	Mar 1, 2019
Instrument	201900002650
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4111 FIRE RIDGE DR NE, GRAND RAPIDS, MI 49525-9534

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Mar 7, 2019
Property Address	912 ROSE AVE, BIG RAPIDS, MI 49307-1040
Document Number	896/0450
Book / Page	896 / 0450
Instrument Date	Oct 1, 2018
Instrument	201900001286
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 FIRE RIDGE DR NE, GRAND RAPIDS, MI 49525-9534

Tax Assessment & Valuation

The 2025 property tax bill for 912 Rose Ave was $2,416 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,400 (+7.43%)	$216,800 (+7.43%)
2025	$2,416.00 (+3.03%) Homeowner's exemption	$100,900	$201,800
2024	$2,345.00
2023		$81,100	$162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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