912 Prospect Ave, Helena, MT 59601 Property Records

Lewis And Clark County property record for 912 Prospect Ave, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,168 sqft · built 1947
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$154,400 (Oct 2005)
Tax Bill	$2,152 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`R051840`

Property Details

APN / Parcel Number

Primary APN	`R051840`
Alternative APNs	`05-1888-30-4-37-05-0000` `0000001097`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	973 sqft
Attic	Attic
Attic Area	195 sqft
Basement Area	973 sqft
Unfinished Basement	973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000001097
Street Address	912 PROSPECT AVE
City	HELENA
State	MT
Zip	59601-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKEY ADDN, S30, T10 N, R03 W, BLOCK 6, LT W20' OF 13, ALL LT 14
Legal Range	03W
Legal Township	10N
Legal Section	30
Legal Subdivision	LOCKEY ADDN
Legal Block	6
Legal Lot Number	14
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

Source: Lewis And Clark County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 PROSPECT AVE, HELENA, MT 59601-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 5, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2005 · Amount on Record
Deed Sale	Oct 27, 2005 · Amount on Record
Deed Document Number	20053096174
Deed Book / Page	33 / 4734
Prior Transfer Date	Oct 24, 2005
Prior Transfer Doc	M33/4734
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 30, 2026
Property Address	912 PROSPECT AVE, HELENA, MT 59601-3803
Document Number	0003455714
Book / Page	65 / 8522
Instrument Date	Sep 24, 2026
Instrument	20263455714
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 PROSPECT AVE, HELENA, MT 59601-3803

Mortgage

Document Number	0003455714,
Date	Sep 30, 2026
Book Page	65/8522
Instrument	20263455714

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	912 PROSPECT AVE, HELENA, MT 59601-3803
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 PROSPECT AVE, HELENA, MT 59601-3803

Mortgage

Document Number	00M62/7808
Date	Dec 11, 2023
Book Page	M62/7808
Instrument	3418874

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	912 PROSPECT AVE, HELENA, MT 59601-3803
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/4860
Date	Oct 26, 2017
Book Page	M53/4860
Instrument	3313632

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	912 PROSPECT AVE, HELENA, MT 59601-3803
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/7659
Date	Mar 5, 2020
Book Page	M56/7659
Instrument	3351490

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,152.00 (+11.97%)	$363,900 (-)
2025	$1,922.00 (-43.44%)	$363,900 (+16.71%)	$363,900 (+16.71%) Land $204,610 Building $159,290
2023	$3,398.00	$311,800	$311,800 Land $161,530 Building $150,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet, TDS Telecom.

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