912 Oak St, Lugoff, SC 29078 Property Records

Kershaw County property record for 912 Oak St, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,869 sqft
Lot Size1.42 acres (62,010 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (Jan 2020)
Tax Bill$1,342 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Oct 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN311-09-0P-009-S35

Property Details

APN / Parcel Number

Primary APN311-09-0P-009-S35
Alternative APN
  • 8868

Interior

Stories1 Story
Building Area2,869 sqft Gross Area

Exterior

Exterior MaterialVinyl
Lot Area62,010 sqft (1.42 acres)
PorchPorch
Porch Area202 sqft
Patio Area96 sqft

Location & Zoning

Account Number8868
Street Address912 OAK ST
CityLUGOFF
StateSC
Zip29078-9373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionMAYFIELD SUBDIV LOT 9
Legal SubdivisionMAYFIELD SUBD
Legal Lot Number9
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1032
Census Tract970403

Owner

912 Oak St is owned and occupied by an individual who bought it in January 2020.

Source: Kershaw County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address912 OAK ST, LUGOFF, SC 29078-9373
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Grant Deed, Transfer · FHA Mortgage
MOVEMENT MTG
Oct 9, 2018Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on File
Deed SaleJan 10, 2020 · Amount on File
Prior SaleJan 10, 2020 · Amount on File
Deed Document Number2020264
Deed Book / Page4151 / 276
Transfer Doc0000007994
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJan 10, 2020
Property Address912 OAK ST, LUGOFF, SC 29078-9373
Document Number0000000264
Book / Page004151 / 000276
Instrument DateJan 8, 2020
Instrument264
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 OAK ST LUGOFF SC 290789373, LUGOFF, SC 29078-9373

Mortgage

Document Number265
DateJan 10, 2020
Book Page004151/000283
Instrument265
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 9, 2050

October 2018: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionKERSHAW SC
Recording DateOct 9, 2018
Property Address912 OAK ST, LUGOFF, SC 29078-9373
Document Number0000007994
Book / Page003930 / 000272
Instrument DateSep 28, 2018
Instrument7994
Transaction TypeForeclosure
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$379.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4300 SIX FORKS RD RALEIGH NC 276095718, RALEIGH, NC 27609-5718

Tax Assessment & Valuation

The 2025 property tax bill for 912 Oak St was $1,342.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,342.00$185,600 Land $20,000 Building $165,600$185,600
2023$833.00$185,600 Land $20,000 Building $165,600$185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Oak St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
TruVista Communications
Cable
500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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