912 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 912 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 2005
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2019)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103201-0290`

Property Details

APN / Parcel Number

Primary APN	`103201-0290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,657 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	38 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	912 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 29 OR4745/1292 & 5791/684(L/E)
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	29
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0290

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Apr 16, 2015 · Amount on Record
Deed Document Number	201944031
Deed Book / Page	4745 / 1292
Last Transfer Date	Jul 13, 2023
Transfer Doc	0057910684
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2023
Property Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Document Number	0057910684
Book / Page	5791 / 684
Map Reference	MB 50 PG 42-48
Instrument Date	Jul 13, 2023
Instrument	2023054592
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 PULLMAN CIR, SAINT AUGUSTINE, FL 32084-6628

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8510

Mortgage

Document Number	0054781309
Date	Jan 27, 2022
Book Page	5478/1309
Instrument	2022009427

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 21, 2019
Property Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Document Number	0047451292
Book / Page	4745 / 1292
Map Reference	MB 50 PG 42-48
Instrument Date	Jun 21, 2019
Instrument	2019044031
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 S SHADOWWOOD DR, 205, SAINT AUGUSTINE, FL 32086-9127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510

Mortgage

Document Number	0047451294
Date	Jun 21, 2019
Instrument	4745/1294

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,702 (+2.7%)	$308,231 (+1.49%) Land $85,000 Building $223,231
2025	$3,899.00 (+11.98%) Homeowner's exemption	$220,742 (+5.99%)	$303,697 (-1.02%) Land $80,000 Building $223,697
2024	$3,482.00 (+3.94%)
2023	$3,350.00 (+2.38%) Homeowner's exemption	$208,273 (+3%)	$306,836 (+0.55%) Land $90,000 Building $216,836
2022	$3,272.00 Homeowner's exemption	$202,207	$305,159 Land $80,640 Building $224,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak Arbor Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures