912 Neptune Ave, Chester, WV 26034 Property Records

Hancock County property record for 912 Neptune Ave, Chester, WV 26034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,251 sqft · built 1905
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on File
Tax Bill$1,288 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN02-CH3S-0120.0000

Property Details

APN / Parcel Number

Primary APN02-CH3S-0120.0000
Alternative APNs
  • 15-02-CH3S-0120.0000
  • 06029647

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,251 sqft Living Area
1st Floor Area2,251 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area11,064 sqft (0.254 acres)
Lot Dimensions123 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06029647
Street Address912 NEPTUNE AVE
CityCHESTER
StateWV
Zip26034-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-21-22 CAS ADN NEPT AVE
Legal SubdivisionC A SMITH ADDITION
JurisdictionHANCOCK WV
Township / Civil DivisionGRANT
Census Block Group1
Census Block1006
Census Tract21500

Owner

Source: Hancock County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address912 NEPTUNE AVE, CHESTER, WV 26034-1358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK WV
Property Address912 NEPTUNE AVE, CHESTER, WV 26034-1358
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 NEPTUNE AVE, CHESTER, WV 26034-1358

Mortgage

Document Number000892/699
DateFeb 1, 2023
Book Page892/699
Instrument202300000458
Lender
NameWESBANCO BANK INC
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year T-Bill
Margin3
Max Rate11.8%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyHancock County
MunicipalityChester City
Unified School DistrictHancock County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,288.00 (+6.98%)$80,640 (+6.33%) Land $19,440 Building $61,200$134,400 (+6.33%) Land $32,400 Building $102,000
2025$1,204.00 (+5.8%)$75,840 (+1.53%) Land $16,500 Building $59,340$126,400 (+1.53%) Land $27,500 Building $98,900
2023$1,138.00 (+1.34%)$74,700 (+2.89%) Land $15,360 Building $59,340$124,500 (+2.89%) Land $25,600 Building $98,900
2022$1,123.00$72,600 Land $13,260 Building $59,340$121,000 Land $22,100 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.7% of West Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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