912 N Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 912 N Main St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,545 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2006)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T250300054`

Property Details

APN / Parcel Number

Primary APN	`T250300054`
Alternative APNs	`2-051B-D607-00-0002.0000000` `2-051B-S021-00-0005.1000000` `197050A000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,665 sqft
1st Floor Area	2,545 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T250300054
Street Address	912 N MAIN ST
City	O FALLON
State	MO
Zip	63366-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	912-916 N MAIN ST BDRY ADJ LOT 2
Legal Range	3
Legal Township	47
Legal Section	02
Legal Subdivision	912-916 N MAIN ST BDRY ADJ
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3010
Census Tract	311602

Owner

Source: St. Charles County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 SALT LICK RD, SAINT PETERS, MO 63376-5974
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
May 21, 2018	Deed of Trust, Mortgage · Construction Mortgage HERITAGE COMMUNITY BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on Record
Deed Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	2006271950
Deed Book / Page	4450 / 2399
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	912 N MAIN ST, O FALLON, MO 63366-1746
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 N MAIN ST, O FALLON, MO 63366-1746

Mortgage

Document Number	2021R013522
Date	Feb 16, 2021
Instrument	2021R-013522

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	912 N MAIN ST, O FALLON, MO 63366-1746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SENTRY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069211676
Date	May 21, 2018
Book Page	6921/1676
Instrument	20180521000278640

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2019

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	912 N MAIN ST, O FALLON, MO 63366-1746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070650656
Date	Apr 29, 2019
Book Page	7065/0656
Instrument	20190429000194320

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	912 N MAIN ST, O FALLON, MO 63366-1746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072261405
Date	Feb 4, 2020
Book Page	7226/1405
Instrument	20200204000072680

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,152 (+0.54%)	$358,695 (+0.54%) Land $80,000 Building $278,695
2025	$4,309.00	$67,788 (+29.61%)	$356,779 (+29.61%) Land $80,000 Building $276,779
2023		$52,300
2022			$275,261 Land $35,000 Building $240,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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