Effingham County property record for 912 N Henrietta St, Effingham, IL 62401
| Property Type | Commercial |
|---|---|
| Details | 10,794 sqft · built 1994 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $45,365 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-020-065 |
| Primary APN | 03-11-020-065 |
|---|
| Building Area | 10,794 sqft Base Area |
|---|---|
| 1st Floor Area | 10,794 sqft |
| Basement Area | 10,794 sqft |
| Unfinished Basement | 10,794 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 111,949 sqft (2.57 acres) |
| Street Address | 912 N HENRIETTA ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1788 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 8 MEDICAL PARK SUB #1 1094/276 1094/274 |
| Legal Subdivision | MEDICAL PARK SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950700 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 17160 KERCHEVAL AVE, GROSSE POINTE, MI 48230-1661 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 912 N HENRIETTA ST, EFFINGHAM, IL 62401-1788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3521/168 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 3521/168 |
| Instrument | 201901905239 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 18, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,365.00 (+11.16%) | $804,090 (+31.89%) Land $82,540 Building $721,550 | $2,412,270 (+31.89%) Land $247,620 Building $2,164,650 |
| 2022 | $40,810.00 | $609,670 Land $62,590 Building $547,080 | $1,829,010 Land $187,770 Building $1,641,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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